Zip lookup · TX

78746
West Lake Hills, Texas.

West Lake Hills, Travis County, TX · Austin-Round Rock-Georgetown, TX metro · population 28,256

What it costs per month · 78746 $8,983/mo

to buy the typical home at today's mortgage rate — +$5,276 (+142%) since Jan 2020.

What the home itself did
1 year
Up $70,342 +4%
$1,641,090$1,711,433 since Sep 2025
5 years
Up $107,390 +7%
$1,604,043$1,711,433 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$2,500 $5,000 $7,500 $10,000 2002 2006 2010 2014 2018 2022 2026 78746 $8,983 United States $1,922
$2,500 $5,000 $7,500 $10,000 2002 2010 2018 2026
  • 78746$8,983
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 53 years.

Typical home values in zip 78746 rose 4.3% over the past year — faster than the nation's +1.2%.

Asking rents in zip 78746 rose 3.4% over the past year — faster than the nation's +2.7%.

Owning the typical home in zip 78746 runs $11,001/mo more than renting one. The gap peaked at $11,887 in Oct 2022.

That is $12,922 a month against $1,921 rent: a $8,983 mortgage payment, plus $2,107 property tax and $1,832 insurance & upkeep.

Owning vs renting — zip 78746

The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.

$2,500 $5,000 $7,500 $10,000 $12,500 2018 2020 2022 2024 2026 Owning all in $12,922 Renting $1,921 Mortgage only $8,983
$2,500 $5,000 $7,500 $10,000 $12,500 2018 2022 2026
  • Owning all in$12,922
  • Renting$1,921
  • Mortgage only$8,983

Property tax · $2,107/mo 1.48% of value a year — the ACS 2020-2024 median bill over the median home value for Travis County, TX

Insurance & upkeep · $1,832/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.

Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.

Zillow also publishes an index for the city itself: West Lake Hills, TX — measured over the city limits, which is a different area from this zip.

Asking rent $1,921 as of Sep 2026
+3.4%year on year
Typical home value $1,711,433 as of Sep 2026
+4.3%year on year

Asking rent — 78746

Against the Austin-Round Rock-Georgetown, TX metro and the national benchmark.

$1,250 $1,500 $1,750 $2,000 2018 2020 2022 2024 2026 78746 $1,921 Austin $1,603 United States $1,932
$1,250 $1,500 $1,750 $2,000 2018 2022 2026
  • 78746$1,921
  • Austin$1,603
  • United States$1,932

Typical home value — 78746

Mid-tier homes, smoothed and seasonally adjusted.

$500,000 $1,000,000 $1,500,000 $2,000,000 2018 2020 2022 2024 2026 78746 $1,711,433 Austin $414,273 United States $366,157
$500,000 $1,000,000 $1,500,000 $2,000,000 2018 2022 2026
  • 78746$1,711,433
  • Austin$414,273
  • United States$366,157

Within 20 miles

Showing 30 of 52 zips in range — sorting picks from all 52.

10 mi 20 mi 50 mi
Miles Zip City Population Rent Home value
2.7 78703 Austin 23,483 $2,392 $1,298,250
4.0 78735 Austin 20,996 $1,667 $808,900
4.3 78731 Austin 27,507 $1,594 $1,021,955
4.3 78705 Austin 33,238 $1,972 $319,751
4.3 78733 Austin 9,029 $2,983 $1,161,514
4.5 78701 Austin 11,824 $3,177 $650,693
4.6 78756 Austin 9,197 $1,654 $691,556
4.7 78704 Austin 50,688 $1,920 $715,332
4.8 78730 Austin 9,142 $1,614 $1,099,634
5.4 78751 Austin 16,961 $1,749 $576,865
5.8 78722 Austin 6,767 $1,726 $557,471
6.0 78757 Austin 23,856 $1,848 $581,287
6.2 78702 Austin 25,985 $2,103 $543,785
6.3 78745 Austin 61,219 $1,497 $405,447
6.4 78749 Austin 34,562 $1,608 $544,604
6.8 78752 Austin 23,317 $1,421 $361,150
7.5 78741 Austin 45,951 $1,367 $316,442
7.5 78732 Austin 21,087 $2,047 $806,223
7.5 78723 Austin 38,129 $1,900 $466,759
7.8 78721 Austin 10,997 $1,782 $406,132
7.9 78759 Austin 43,182 $1,392 $644,597
8.3 78750 Austin 29,277 $1,489 $587,881
8.8 78758 Austin 49,617 $1,501 $356,395
8.9 78736 Austin 9,651 $1,438 $581,128
9.3 78726 Austin 14,506 $1,377 $693,336
9.4 78748 Austin 55,631 $1,425 $395,441
9.5 78744 Austin 50,986 $1,419 $318,886
9.7 78739 Austin 20,659 $3,440 $785,231
9.9 78734 Austin 22,145 $2,787 $603,807
10.1 78753 Austin 56,920 $1,272 $327,532

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.