Zip lookup · TX

79081
Spearman, Texas.

Spearman, Hansford County, TX · Borger, TX metro · population 2,974

What it costs per month · 79081 $653/mo

to buy the typical home at today's mortgage rate — +$198 (+44%) since Jan 2020.

What the home itself did
1 year
Up $6,573 +6%
$117,912$124,485 since Sep 2025
5 years
Down $25,949 -17%
$150,434$124,485 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 79081 $653 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 79081$653
  • United States$1,922

At the last five years' pace, prices here aren't rising.

Typical home values in zip 79081 rose 5.6% over the past year — faster than the nation's +1.2%.

This zip spans 4 counties: Hansford County, TX 75% · Hutchinson County, TX 12% · Ochiltree County, TX 9% · 48393 4%

Zillow also publishes an index for the city itself: Spearman, TX — measured over the city limits, which is a different area from this zip.

Typical home value $124,485 as of Sep 2026
+5.6%year on year

Typical home value — 79081

Mid-tier homes, smoothed and seasonally adjusted.

$100,000 $200,000 $300,000 2018 2020 2022 2024 2026 79081 $124,485 Borger $118,566 United States $366,157
$100,000 $200,000 $300,000 2018 2022 2026
  • 79081$124,485
  • Borger$118,566
  • United States$366,157

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.