Zip lookup · CO

80022
Commerce City, Colorado.

Commerce City, Adams County, CO · Denver-Aurora-Lakewood, CO metro · population 61,452

What it costs per month · 80022 $2,427/mo

to buy the typical home at today's mortgage rate — +$1,092 (+82%) since Jan 2020.

What the home itself did
1 year
Down $16,087 -3%
$478,430$462,343 since Sep 2025
5 years
Up $3,084 +1%
$459,259$462,343 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 $2,500 2002 2006 2010 2014 2018 2022 2026 80022 $2,427 United States $1,922
$500 $1,000 $1,500 $2,000 $2,500 2002 2010 2018 2026
  • 80022$2,427
  • United States$1,922

Typical home values in zip 80022 fell 3.4% over the past year — slower than the nation's +1.2%.

Asking rents in zip 80022 fell 1.0% over the past year — slower than the nation's +2.7%.

Owning the typical home in zip 80022 runs $653/mo more than renting one. The gap peaked at $1,166 in Oct 2022.

That is $3,157 a month against $2,504 rent: a $2,427 mortgage payment, plus $236 property tax and $495 insurance & upkeep.

Owning vs renting — zip 80022

The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.

$1,500 $2,000 $2,500 $3,000 $3,500 2018 2019 2020 2021 2022 2023 2024 2025 2026 Owning all in $3,157 Renting $2,504 Mortgage only $2,427
$1,500 $2,000 $2,500 $3,000 $3,500 2018 2022 2026
  • Owning all in$3,157
  • Renting$2,504
  • Mortgage only$2,427

Property tax · $236/mo 0.61% of value a year — the ACS 2020-2024 median bill over the median home value for Adams County, CO

Insurance & upkeep · $495/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.

Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.

Zillow also publishes an index for the city itself: Commerce City, CO — measured over the city limits, which is a different area from this zip.

Asking rent $2,504 as of Sep 2026
-1.0%year on year
Typical home value $462,343 as of Sep 2026
-3.4%year on year

Asking rent — 80022

Against the Denver-Aurora-Lakewood, CO metro and the national benchmark.

$1,500 $2,000 $2,500 2018 2019 2020 2021 2022 2023 2024 2025 2026 80022 $2,504 Denver $1,900 United States $1,932
$1,500 $2,000 $2,500 2018 2022 2026
  • 80022$2,504
  • Denver$1,900
  • United States$1,932

Typical home value — 80022

Mid-tier homes, smoothed and seasonally adjusted.

$200,000 $400,000 $600,000 2018 2020 2022 2024 2026 80022 $462,343 Denver $555,487 United States $366,157
$200,000 $400,000 $600,000 2018 2022 2026
  • 80022$462,343
  • Denver$555,487
  • United States$366,157

Within 20 miles

Showing 30 of 72 zips in range — sorting picks from all 72.

10 mi 20 mi 50 mi
Miles Zip City Population Rent Home value
5.1 80249 Denver 41,590 $1,971 $451,549
5.2 80640 Henderson 13,818 $2,168 $493,643
5.8 80239 Denver 44,956 $1,732 $417,095
6.9 80601 Brighton 42,127 $1,974 $485,601
7.3 80019 Aurora 7,900 $2,606 $503,792
7.8 80238 Denver 30,575 $2,113 $748,298
8.3 80011 Aurora 53,695 $1,675 $395,243
8.5 80045 Aurora 1,676 $1,720 —
8.6 80603 Brighton 16,811 $3,168 $499,413
8.7 80233 Denver 48,441 $1,652 $456,249
9.0 80229 Denver 55,092 $1,633 $412,771
9.3 80602 Brighton 44,783 $2,934 $635,104
9.5 80010 Aurora 42,439 $1,543 $382,204
9.8 80207 Denver 21,542 $2,389 $572,664
9.9 80241 Thornton 34,082 $1,921 $502,714
10.6 80216 Denver 17,330 $1,910 $344,399
11.3 80220 Denver 37,203 $1,704 $636,337
11.3 80230 Denver 10,449 $1,888 $765,670
11.5 80017 Aurora 40,584 $1,566 $392,502
11.5 80260 Denver 34,677 $1,551 $390,706
11.7 80012 Aurora 51,052 $1,541 $381,322
11.8 80205 Denver 34,571 $2,010 $554,302
11.9 80234 Denver 29,356 $1,802 $511,507
12.2 80221 Denver 39,718 $1,865 $439,399
12.6 80247 Denver 29,760 $1,824 $250,441
12.7 80206 Denver 24,383 $1,858 $845,477
13.3 80018 Aurora 19,072 $2,794 $532,200
13.3 80218 Denver 19,149 $1,489 $478,927
13.4 80031 Westminster 35,584 $2,264 $494,545
13.4 80030 Westminster 15,427 $1,355 $429,728

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.