Zip lookup · CO

80026
Lafayette, Colorado.

Lafayette, Boulder County, CO · Boulder, CO metro · population 32,701

What it costs per month · 80026 $3,481/mo

to buy the typical home at today's mortgage rate — +$1,603 (+85%) since Jan 2020.

What the home itself did
1 year
Down $5,770 -1%
$668,909$663,139 since Sep 2025
5 years
Up $35,742 +6%
$627,397$663,139 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$1,000 $2,000 $3,000 $4,000 2002 2006 2010 2014 2018 2022 2026 80026 $3,481 United States $1,922
$1,000 $2,000 $3,000 $4,000 2002 2010 2018 2026
  • 80026$3,481
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 63 years.

Typical home values in zip 80026 fell 0.9% over the past year — slower than the nation's +1.2%.

Asking rents in zip 80026 rose 1.4% over the past year — slower than the nation's +2.7%.

Owning the typical home in zip 80026 runs $2,283/mo more than renting one. The gap peaked at $2,814 in Oct 2023.

That is $4,483 a month against $2,200 rent: a $3,481 mortgage payment, plus $292 property tax and $710 insurance & upkeep.

Owning vs renting — zip 80026

The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.

$2,000 $3,000 $4,000 $5,000 2018 2019 2020 2021 2022 2023 2024 2025 2026 Owning all in $4,483 Renting $2,200 Mortgage only $3,481
$2,000 $3,000 $4,000 $5,000 2018 2022 2026
  • Owning all in$4,483
  • Renting$2,200
  • Mortgage only$3,481

Property tax · $292/mo 0.53% of value a year — the ACS 2020-2024 median bill over the median home value for 2 counties

Insurance & upkeep · $710/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.

Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.

This zip spans 2 counties: Boulder County, CO 100% · Broomfield County, CO 0%

Zillow also publishes an index for the city itself: Lafayette, CO — measured over the city limits, which is a different area from this zip.

Asking rent $2,200 as of Sep 2026
+1.4%year on year
Typical home value $663,139 as of Sep 2026
-0.9%year on year

Asking rent — 80026

Against the Boulder, CO metro and the national benchmark.

$1,250 $1,500 $1,750 $2,000 $2,250 2018 2019 2020 2021 2022 2023 2024 2025 2026 80026 $2,200 Boulder $2,196 United States $1,932
$1,250 $1,500 $1,750 $2,000 $2,250 2018 2022 2026
  • 80026$2,200
  • Boulder$2,196
  • United States$1,932

Typical home value — 80026

Mid-tier homes, smoothed and seasonally adjusted.

$200,000 $400,000 $600,000 $800,000 2018 2020 2022 2024 2026 80026 $663,139 Boulder $706,763 United States $366,157
$200,000 $400,000 $600,000 $800,000 2018 2022 2026
  • 80026$663,139
  • Boulder$706,763
  • United States$366,157

Within 20 miles

Showing 30 of 50 zips in range — sorting picks from all 50.

10 mi 20 mi 50 mi
Miles Zip City Population Rent Home value
5.1 80516 Erie 39,048 $2,772 $706,458
5.4 80023 Broomfield 27,143 $2,085 $808,143
5.4 80027 Louisville 34,127 $2,284 $815,044
5.7 80020 Broomfield 54,201 $2,196 $562,146
5.9 80301 Boulder 25,007 $2,353 $689,730
6.6 80303 Boulder 24,996 $2,332 $806,275
8.3 80305 Boulder 16,291 $2,837 $961,927
8.4 80021 Broomfield 36,555 $1,919 $541,782
8.5 80234 Denver 29,356 $1,802 $511,507
8.7 80514 Dacono 6,721 — $490,578
9.5 80241 Thornton 34,082 $1,921 $502,714
9.9 80031 Westminster 35,584 $2,264 $494,545
10.4 80304 Boulder 25,383 $2,512 $1,214,819
10.6 80501 Longmont 44,147 $1,797 $478,560
10.7 80602 Brighton 44,783 $2,934 $635,104
11.1 80260 Denver 34,677 $1,551 $390,706
11.2 80530 Frederick 6,242 — $493,590
11.2 80233 Denver 48,441 $1,652 $456,249
11.2 80504 Longmont 63,451 $2,082 $569,219
11.2 80520 Firestone 1,140 — $462,600
11.3 80005 Arvada 28,459 $2,547 $628,274
11.4 80007 Arvada 19,078 $3,258 $831,934
12.3 80503 Longmont 35,846 $1,898 $726,877
12.9 80003 Arvada 35,976 $1,772 $512,835
13.0 80030 Westminster 15,427 $1,355 $429,728
13.1 80229 Denver 55,092 $1,633 $412,771
13.7 80302 Boulder 29,569 $2,997 $1,082,288
13.7 80004 Arvada 33,700 $1,833 $585,520
14.3 80221 Denver 39,718 $1,865 $439,399
14.4 80640 Henderson 13,818 $2,168 $493,643

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.