Zip lookup · CO

80031
Westminster, Colorado.

Westminster, Adams County, CO · Denver-Aurora-Lakewood, CO metro · population 35,584

What it costs per month · 80031 $2,596/mo

to buy the typical home at today's mortgage rate — +$1,190 (+85%) since Jan 2020.

What the home itself did
1 year
Down $10,710 -2%
$505,255$494,545 since Sep 2025
5 years
Up $16,111 +3%
$478,434$494,545 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$1,000 $2,000 $3,000 2002 2006 2010 2014 2018 2022 2026 80031 $2,596 United States $1,922
$1,000 $2,000 $3,000 2002 2010 2018 2026
  • 80031$2,596
  • United States$1,922

Typical home values in zip 80031 fell 2.1% over the past year — slower than the nation's +1.2%.

Asking rents in zip 80031 rose 0.4% over the past year — slower than the nation's +2.7%.

Owning the typical home in zip 80031 runs $1,108/mo more than renting one. The gap peaked at $1,460 in Oct 2023.

That is $3,372 a month against $2,264 rent: a $2,596 mortgage payment, plus $247 property tax and $529 insurance & upkeep.

Owning vs renting — zip 80031

The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.

$1,500 $2,000 $2,500 $3,000 $3,500 2018 2019 2020 2021 2022 2023 2024 2025 2026 Owning all in $3,372 Renting $2,264 Mortgage only $2,596
$1,500 $2,000 $2,500 $3,000 $3,500 2018 2022 2026
  • Owning all in$3,372
  • Renting$2,264
  • Mortgage only$2,596

Property tax · $247/mo 0.60% of value a year — the ACS 2020-2024 median bill over the median home value for 2 counties

Insurance & upkeep · $529/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.

Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.

This zip spans 2 counties: Adams County, CO 90% · Jefferson County, CO 10%

Zillow also publishes an index for the city itself: Westminster, CO — measured over the city limits, which is a different area from this zip.

Asking rent $2,264 as of Sep 2026
+0.4%year on year
Typical home value $494,545 as of Sep 2026
-2.1%year on year

Asking rent — 80031

Against the Denver-Aurora-Lakewood, CO metro and the national benchmark.

$1,250 $1,500 $1,750 $2,000 $2,250 2018 2019 2020 2021 2022 2023 2024 2025 2026 80031 $2,264 Denver $1,900 United States $1,932
$1,250 $1,500 $1,750 $2,000 $2,250 2018 2022 2026
  • 80031$2,264
  • Denver$1,900
  • United States$1,932

Typical home value — 80031

Mid-tier homes, smoothed and seasonally adjusted.

$200,000 $400,000 $600,000 2018 2020 2022 2024 2026 80031 $494,545 Denver $555,487 United States $366,157
$200,000 $400,000 $600,000 2018 2022 2026
  • 80031$494,545
  • Denver$555,487
  • United States$366,157

Within 20 miles

Showing 30 of 80 zips in range — sorting picks from all 80.

10 mi 20 mi 50 mi
Miles Zip City Population Rent Home value
1.9 80260 Denver 34,677 $1,551 $390,706
3.1 80030 Westminster 15,427 $1,355 $429,728
3.2 80234 Denver 29,356 $1,802 $511,507
3.6 80003 Arvada 35,976 $1,772 $512,835
4.1 80021 Broomfield 36,555 $1,919 $541,782
4.3 80020 Broomfield 54,201 $2,196 $562,146
4.4 80221 Denver 39,718 $1,865 $439,399
4.6 80229 Denver 55,092 $1,633 $412,771
5.1 80005 Arvada 28,459 $2,547 $628,274
5.2 80233 Denver 48,441 $1,652 $456,249
5.8 80241 Thornton 34,082 $1,921 $502,714
6.1 80004 Arvada 33,700 $1,833 $585,520
6.7 80002 Arvada 21,270 $2,097 $543,066
7.0 80023 Broomfield 27,143 $2,085 $808,143
7.2 80212 Denver 20,746 $2,487 $708,733
7.4 80216 Denver 17,330 $1,910 $344,399
7.5 80211 Denver 38,177 $2,186 $688,365
7.8 80033 Wheat Ridge 26,485 $1,854 $577,103
8.4 80027 Louisville 34,127 $2,284 $815,044
8.4 80007 Arvada 19,078 $3,258 $831,934
8.4 80640 Henderson 13,818 $2,168 $493,643
8.8 80202 Denver 18,589 $2,013 $536,957
9.0 80205 Denver 34,571 $2,010 $554,302
9.3 80214 Denver 27,022 $1,541 $519,130
9.4 80602 Brighton 44,783 $2,934 $635,104
9.8 80204 Denver 35,318 $1,951 $515,126
9.9 80215 Denver 19,839 $1,729 $659,786
9.9 80026 Lafayette 32,701 $2,200 $663,139
10.2 80207 Denver 21,542 $2,389 $572,664
10.4 80203 Denver 22,441 $1,582 $336,510

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.