Zip lookup · CO

80132
Monument, Colorado.

Monument, El Paso County, CO · Colorado Springs, CO metro · population 30,073

What it costs per month · 80132 $3,882/mo

to buy the typical home at today's mortgage rate — +$1,916 (+97%) since Jan 2020.

What the home itself did
1 year
Down $8,131 -1%
$747,682$739,551 since Sep 2025
5 years
Up $65,613 +10%
$673,938$739,551 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$1,000 $2,000 $3,000 $4,000 2002 2006 2010 2014 2018 2022 2026 80132 $3,882 United States $1,922
$1,000 $2,000 $3,000 $4,000 2002 2010 2018 2026
  • 80132$3,882
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 37 years.

Typical home values in zip 80132 fell 1.1% over the past year — slower than the nation's +1.2%.

Asking rents in zip 80132 rose 2.0% over the past year — slower than the nation's +2.7%.

Owning the typical home in zip 80132 runs $2,812/mo more than renting one. The gap peaked at $3,122 in Oct 2023.

That is $4,924 a month against $2,112 rent: a $3,882 mortgage payment, plus $251 property tax and $792 insurance & upkeep.

Owning vs renting — zip 80132

The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.

$2,000 $3,000 $4,000 $5,000 2021 2022 2023 2024 2025 2026 Owning all in $4,924 Renting $2,112 Mortgage only $3,882
$2,000 $3,000 $4,000 $5,000 2022 2024 2026
  • Owning all in$4,924
  • Renting$2,112
  • Mortgage only$3,882

Property tax · $251/mo 0.41% of value a year — the ACS 2020-2024 median bill over the median home value for El Paso County, CO

Insurance & upkeep · $792/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.

Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.

Zillow also publishes an index for the city itself: Monument, CO — measured over the city limits, which is a different area from this zip.

Asking rent $2,112 as of Sep 2026
+2.0%year on year
Typical home value $739,551 as of Sep 2026
-1.1%year on year

Asking rent — 80132

Against the Colorado Springs, CO metro and the national benchmark.

$1,400 $1,600 $1,800 $2,000 2021 2022 2023 2024 2025 2026 80132 $2,112 Colorado Springs $1,764 United States $1,932
$1,400 $1,600 $1,800 $2,000 2022 2024 2026
  • 80132$2,112
  • Colorado Springs$1,764
  • United States$1,932

Typical home value — 80132

Mid-tier homes, smoothed and seasonally adjusted.

$200,000 $400,000 $600,000 $800,000 2018 2020 2022 2024 2026 80132 $739,551 Colorado Springs $446,711 United States $366,157
$200,000 $400,000 $600,000 $800,000 2018 2022 2026
  • 80132$739,551
  • Colorado Springs$446,711
  • United States$366,157

Within 20 miles

Showing 30 of 31 zips in range — sorting picks from all 31.

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
3.0 80133 Palmer Lake 2,425 — $513,895
4.7 80921 Colorado Springs 26,551 $1,863 $707,494
7.0 80118 Larkspur 5,632 — $933,219
9.5 80908 Colorado Springs 25,486 $1,925 $666,486
10.5 80920 Colorado Springs 36,923 $1,890 $509,161
11.3 80924 Colorado Springs 19,619 $1,961 $640,157
11.4 80919 Colorado Springs 27,787 $1,681 $581,443
12.2 80863 Woodland Park 12,329 $2,061 $528,520
13.0 80819 Green Mountain Falls 650 $1,400 $392,985
13.1 80918 Colorado Springs 50,005 $1,550 $427,627
13.8 80923 Colorado Springs 31,772 $1,967 $458,361
14.7 80104 Castle Rock 38,479 $2,339 $602,135
14.8 80907 Colorado Springs 27,815 $1,565 $392,637
15.5 80917 Colorado Springs 30,398 $1,517 $386,731
15.5 80927 Colorado Springs 8,036 $2,205 $494,436
15.8 80904 Colorado Springs 21,158 $1,606 $432,788
16.3 80922 Colorado Springs 30,453 $2,030 $439,447
16.6 80116 Franktown 5,132 — $1,032,357
17.1 80909 Colorado Springs 35,486 $1,276 $358,852
17.4 80809 Cascade 1,138 — $509,399
18.0 80951 Colorado Springs 5,219 $2,467 $419,333
18.1 80903 Colorado Springs 16,491 $1,708 $370,947
18.2 80915 Colorado Springs 23,884 $1,747 $370,376
18.5 80106 Elbert 4,455 — $718,636
18.6 80829 Manitou Springs 5,312 $1,390 $541,893
18.9 80905 Colorado Springs 16,672 $1,477 $367,123
19.0 80109 Castle Rock 28,400 $2,629 $646,436
19.6 80135 Sedalia 4,141 — $920,714
19.8 80814 Divide 4,599 — $492,083
19.9 80910 Colorado Springs 31,368 $1,438 $309,298

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.