Zip lookup · CO

80221
Denver, Colorado.

Denver, Adams County, CO · Denver-Aurora-Lakewood, CO metro · population 39,718

What it costs per month · 80221 $2,306/mo

to buy the typical home at today's mortgage rate — +$1,008 (+78%) since Jan 2020.

What the home itself did
1 year
Down $12,239 -3%
$451,638$439,399 since Sep 2025
5 years
Up $398 +0%
$439,001$439,399 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 $2,500 2002 2006 2010 2014 2018 2022 2026 80221 $2,306 United States $1,922
$500 $1,000 $1,500 $2,000 $2,500 2002 2010 2018 2026
  • 80221$2,306
  • United States$1,922

At the last five years' pace, prices here aren't rising.

Typical home values in zip 80221 fell 2.7% over the past year — slower than the nation's +1.2%.

Asking rents in zip 80221 rose 0.1% over the past year — slower than the nation's +2.7%.

Owning the typical home in zip 80221 runs $1,129/mo more than renting one. The gap peaked at $1,533 in Oct 2022.

That is $2,994 a month against $1,865 rent: a $2,306 mortgage payment, plus $217 property tax and $470 insurance & upkeep.

Owning vs renting — zip 80221

The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.

$1,500 $2,000 $2,500 $3,000 2019 2020 2021 2022 2023 2024 2025 2026 Owning all in $2,994 Renting $1,865 Mortgage only $2,306
$1,500 $2,000 $2,500 $3,000 2020 2022 2024 2026
  • Owning all in$2,994
  • Renting$1,865
  • Mortgage only$2,306

Property tax · $217/mo 0.59% of value a year — the ACS 2020-2024 median bill over the median home value for 2 counties

Insurance & upkeep · $470/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.

Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.

This zip spans 2 counties: Adams County, CO 89% · Denver County, CO 11%

Zillow also publishes an index for the city itself: Denver, CO — measured over the city limits, which is a different area from this zip.

Asking rent $1,865 as of Sep 2026
+0.1%year on year
Typical home value $439,399 as of Sep 2026
-2.7%year on year

Asking rent — 80221

Against the Denver-Aurora-Lakewood, CO metro and the national benchmark.

$1,400 $1,600 $1,800 2019 2020 2021 2022 2023 2024 2025 2026 80221 $1,865 Denver $1,900 United States $1,932
$1,400 $1,600 $1,800 2020 2022 2024 2026
  • 80221$1,865
  • Denver$1,900
  • United States$1,932

Typical home value — 80221

Mid-tier homes, smoothed and seasonally adjusted.

$200,000 $400,000 $600,000 2018 2020 2022 2024 2026 80221 $439,399 Denver $555,487 United States $366,157
$200,000 $400,000 $600,000 2018 2022 2026
  • 80221$439,399
  • Denver$555,487
  • United States$366,157

Within 20 miles

Showing 30 of 88 zips in range — sorting picks from all 88.

10 mi 20 mi 50 mi
Miles Zip City Population Rent Home value
1.7 80030 Westminster 15,427 $1,355 $429,728
3.0 80003 Arvada 35,976 $1,772 $512,835
3.3 80216 Denver 17,330 $1,910 $344,399
3.4 80211 Denver 38,177 $2,186 $688,365
3.6 80260 Denver 34,677 $1,551 $390,706
3.6 80212 Denver 20,746 $2,487 $708,733
3.9 80229 Denver 55,092 $1,633 $412,771
4.4 80031 Westminster 35,584 $2,264 $494,545
4.5 80202 Denver 18,589 $2,013 $536,957
4.6 80205 Denver 34,571 $2,010 $554,302
5.4 80002 Arvada 21,270 $2,097 $543,066
5.6 80204 Denver 35,318 $1,951 $515,126
5.7 80033 Wheat Ridge 26,485 $1,854 $577,103
6.0 80004 Arvada 33,700 $1,833 $585,520
6.0 80203 Denver 22,441 $1,582 $336,510
6.0 80214 Denver 27,022 $1,541 $519,130
6.2 80218 Denver 19,149 $1,489 $478,927
6.2 80207 Denver 21,542 $2,389 $572,664
6.6 80206 Denver 24,383 $1,858 $845,477
6.7 80234 Denver 29,356 $1,802 $511,507
6.7 80233 Denver 48,441 $1,652 $456,249
6.8 80005 Arvada 28,459 $2,547 $628,274
7.4 80238 Denver 30,575 $2,113 $748,298
7.5 80215 Denver 19,839 $1,729 $659,786
7.5 80220 Denver 37,203 $1,704 $636,337
7.6 80021 Broomfield 36,555 $1,919 $541,782
7.9 80209 Denver 27,564 $2,200 $956,405
8.2 80223 Denver 19,246 $1,958 $439,895
8.3 80640 Henderson 13,818 $2,168 $493,643
8.4 80241 Thornton 34,082 $1,921 $502,714

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.