Zip lookup · CO

80427
Central City, Colorado.

Central City, Gilpin County, CO · Denver-Aurora-Lakewood, CO metro · population 567

What it costs per month · 80427 $2,159/mo

to buy the typical home at today's mortgage rate — +$970 (+82%) since Jan 2020.

What the home itself did
1 year
Down $21,691 -5%
$433,106$411,415 since Sep 2025
5 years
Down $2,797 -1%
$414,212$411,415 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 $2,500 2002 2006 2010 2014 2018 2022 2026 80427 $2,159 United States $1,922
$500 $1,000 $1,500 $2,000 $2,500 2002 2010 2018 2026
  • 80427$2,159
  • United States$1,922

At the last five years' pace, prices here aren't rising.

Typical home values in zip 80427 fell 5.0% over the past year — slower than the nation's +1.2%.

This zip spans 2 counties: Gilpin County, CO 100% · Clear Creek County, CO 0%

Zillow also publishes an index for the city itself: Central City, CO — measured over the city limits, which is a different area from this zip.

Typical home value $411,415 as of Sep 2026
-5.0%year on year

Typical home value — 80427

Mid-tier homes, smoothed and seasonally adjusted.

$200,000 $400,000 $600,000 2018 2020 2022 2024 2026 80427 $411,415 Denver $555,487 United States $366,157
$200,000 $400,000 $600,000 2018 2022 2026
  • 80427$411,415
  • Denver$555,487
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
4.9 80422 Black Hawk 4,363 — $550,647
6.4 80436 Dumont 348 — $476,429
6.9 80452 Idaho Springs 3,135 $2,150 $476,033
9.2 80474 Rollinsville 264 — $557,506
11.2 80403 Golden 20,732 $2,525 $853,456
12.1 80439 Evergreen 24,610 $2,572 $876,698
13.6 80466 Nederland 3,599 $2,375 $662,926
14.0 80438 Empire 970 — $350,192
15.5 80457 Kittredge 283 — $495,793
15.7 80444 Georgetown 1,053 $1,833 $463,147
15.8 80482 Winter Park 1,447 — $786,999
16.4 80401 Golden 43,811 $2,104 $816,997
16.9 80476 Silver Plume 159 — $377,626
17.4 80453 Idledale 297 — $562,865
18.0 80007 Arvada 19,078 $3,258 $831,934
18.3 80454 Indian Hills 986 — $661,428
18.7 80302 Boulder 29,569 $2,997 $1,082,288
19.3 80305 Boulder 16,291 $2,837 $961,927

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.