Zip lookup · CO

80439
Evergreen, Colorado.

Evergreen, Jefferson County, CO · Denver-Aurora-Lakewood, CO metro · population 24,610

What it costs per month · 80439 $4,602/mo

to buy the typical home at today's mortgage rate — +$2,304 (+100%) since Jan 2020.

What the home itself did
1 year
Down $12,101 -1%
$888,799$876,698 since Sep 2025
5 years
Up $56,194 +7%
$820,503$876,698 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$1,000 $2,000 $3,000 $4,000 $5,000 2002 2006 2010 2014 2018 2022 2026 80439 $4,602 United States $1,922
$1,000 $2,000 $3,000 $4,000 $5,000 2002 2010 2018 2026
  • 80439$4,602
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 52 years.

Typical home values in zip 80439 fell 1.4% over the past year — slower than the nation's +1.2%.

Asking rents in zip 80439 rose 2.7% over the past year — in step with the nation.

Owning the typical home in zip 80439 runs $3,280/mo more than renting one. The gap peaked at $3,771 in Oct 2023.

That is $5,852 a month against $2,572 rent: a $4,602 mortgage payment, plus $312 property tax and $939 insurance & upkeep.

Owning vs renting — zip 80439

The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.

$2,000 $4,000 $6,000 2022 2023 2024 2025 2026 Owning all in $5,852 Renting $2,572 Mortgage only $4,602
$2,000 $4,000 $6,000 2022 2024 2026
  • Owning all in$5,852
  • Renting$2,572
  • Mortgage only$4,602

Property tax · $312/mo 0.43% of value a year — the ACS 2020-2024 median bill over the median home value for 2 counties

Insurance & upkeep · $939/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.

Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.

This zip spans 2 counties: Clear Creek County, CO 58% · Jefferson County, CO 42%

Zillow also publishes an index for the city itself: Evergreen, CO — measured over the city limits, which is a different area from this zip.

Asking rent $2,572 as of Sep 2026
+2.7%year on year
Typical home value $876,698 as of Sep 2026
-1.4%year on year

Asking rent — 80439

Against the Denver-Aurora-Lakewood, CO metro and the national benchmark.

$1,750 $2,000 $2,250 $2,500 $2,750 2022 2023 2024 2025 2026 80439 $2,572 Denver $1,900 United States $1,932
$1,750 $2,000 $2,250 $2,500 $2,750 2022 2024 2026
  • 80439$2,572
  • Denver$1,900
  • United States$1,932

Typical home value — 80439

Mid-tier homes, smoothed and seasonally adjusted.

$200,000 $400,000 $600,000 $800,000 2018 2020 2022 2024 2026 80439 $876,698 Denver $555,487 United States $366,157
$200,000 $400,000 $600,000 $800,000 2018 2022 2026
  • 80439$876,698
  • Denver$555,487
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
7.0 80457 Kittredge 283 — $495,793
9.5 80454 Indian Hills 986 — $661,428
10.2 80453 Idledale 297 — $562,865
10.2 80452 Idaho Springs 3,135 $2,150 $476,033
11.3 80421 Bailey 8,536 — $541,910
11.6 80465 Morrison 16,582 $2,880 $701,830
11.9 80433 Conifer 8,292 $3,366 $730,299
11.9 80401 Golden 43,811 $2,104 $816,997
12.1 80427 Central City 567 — $411,415
14.9 80403 Golden 20,732 $2,525 $853,456
15.0 80228 Denver 34,942 $1,851 $630,942
15.3 80436 Dumont 348 — $476,429
16.0 80444 Georgetown 1,053 $1,833 $463,147
16.4 80127 Littleton 43,494 $2,118 $654,855
16.6 80475 Shawnee 39 — $520,673
16.7 80470 Pine 3,608 — $657,758
16.9 80422 Black Hawk 4,363 — $550,647
17.4 80227 Denver 34,907 $1,771 $516,349
18.2 80235 Denver 8,373 $1,782 $427,871
18.3 80215 Denver 19,839 $1,729 $659,786
18.5 80232 Denver 23,050 $1,704 $511,361
18.6 80448 Grant — — $570,444
18.8 80226 Denver 31,573 $1,901 $530,584
19.2 80123 Littleton 44,549 $1,950 $581,277
19.3 80128 Littleton 36,712 $2,172 $576,962
19.9 80033 Wheat Ridge 26,485 $1,854 $577,103

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.