Zip lookup · CO

80469
Oak Creek, Colorado.

Oak Creek, Routt County, CO · Steamboat Springs, CO metro · population 402

What it costs per month · 80469 $2,334/mo

to buy the typical home at today's mortgage rate — +$1,370 (+142%) since Jan 2020.

What the home itself did
1 year
Up $936 +0%
$443,783$444,719 since Sep 2025
5 years
Up $96,199 +28%
$348,520$444,719 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 80469 $2,334 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 80469$2,334
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 14 years.

Typical home values in zip 80469 rose 0.2% over the past year — slower than the nation's +1.2%.

Zillow also publishes an index for the city itself: Oak Creek, CO — measured over the city limits, which is a different area from this zip.

Typical home value $444,719 as of Sep 2026
+0.2%year on year

Typical home value — 80469

Mid-tier homes, smoothed and seasonally adjusted.

$250,000 $500,000 $750,000 $1,000,000 2018 2020 2022 2024 2026 80469 $444,719 Steamboat Springs $1,121,758 United States $366,157
$250,000 $500,000 $750,000 $1,000,000 2018 2022 2026
  • 80469$444,719
  • Steamboat Springs$1,121,758
  • United States$366,157

Within 20 miles

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.