Zip lookup · CO

80731
Holyoke, Colorado.

Holyoke, Phillips County, CO · Sterling, CO metro · population 1,486

What it costs per month · 80731 $1,355/mo

to buy the typical home at today's mortgage rate — +$765 (+129%) since Jan 2020.

What the home itself did
1 year
Up $1,196 +0%
$257,007$258,203 since Sep 2025
5 years
Up $55,698 +28%
$202,506$258,203 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 80731 $1,355 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 80731$1,355
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 14 years.

Typical home values in zip 80731 rose 0.5% over the past year — slower than the nation's +1.2%.

This zip spans 4 counties: Phillips County, CO 60% · Logan County, CO 28% · Yuma County, CO 9% · Sedgwick County, CO 2%

Zillow also publishes an index for the city itself: Holyoke, CO — measured over the city limits, which is a different area from this zip.

Typical home value $258,203 as of Sep 2026
+0.5%year on year

Typical home value — 80731

Mid-tier homes, smoothed and seasonally adjusted.

$150,000 $200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 80731 $258,203 Sterling $252,448 United States $366,157
$150,000 $200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • 80731$258,203
  • Sterling$252,448
  • United States$366,157

Within 20 miles

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.