80904
Colorado Springs, Colorado.
Colorado Springs, El Paso County, CO · Colorado Springs, CO metro · population 21,158
to buy the typical home at today's mortgage rate — +$1,035 (+84%) since Jan 2020.
- 1 year
- Down $7,940 -2%
- $440,728$432,788 since Sep 2025
- 5 years
- Up $8,190 +2%
- $424,598$432,788 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- 80904$2,272
- United States$1,922
Typical home values in zip 80904 fell 1.8% over the past year — slower than the nation's +1.2%.
Asking rents in zip 80904 rose 3.3% over the past year — faster than the nation's +2.7%.
Owning the typical home in zip 80904 runs $1,275/mo more than renting one. The gap peaked at $1,579 in Oct 2023.
That is $2,882 a month against $1,606 rent: a $2,272 mortgage payment, plus $147 property tax and $463 insurance & upkeep.
Owning vs renting — zip 80904
The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.
- Owning all in$2,882
- Renting$1,606
- Mortgage only$2,272
Property tax · $147/mo 0.41% of value a year — the ACS 2020-2024 median bill over the median home value for El Paso County, CO
Insurance & upkeep · $463/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.
Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.
Zillow also publishes an index for the city itself: Colorado Springs, CO — measured over the city limits, which is a different area from this zip.
Asking rent — 80904
Against the Colorado Springs, CO metro and the national benchmark.
- 80904$1,606
- Colorado Springs$1,764
- United States$1,932
Typical home value — 80904
Mid-tier homes, smoothed and seasonally adjusted.
- 80904$432,788
- Colorado Springs$446,711
- United States$366,157
Within 20 miles
Showing 30 of 31 zips in range — sorting picks from all 31.
| Miles sorted ascending, activate to sort descending | Zip activate to sort by Zip | City activate to sort by City | Population activate to sort by Population | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|---|
| 2.9 | 80907 | Colorado Springs | 27,815 | $1,565 | $392,637 |
| 3.6 | 80905 | Colorado Springs | 16,672 | $1,477 | $367,123 |
| 3.8 | 80903 | Colorado Springs | 16,491 | $1,708 | $370,947 |
| 4.0 | 80829 | Manitou Springs | 5,312 | $1,390 | $541,893 |
| 4.5 | 80919 | Colorado Springs | 27,787 | $1,681 | $581,443 |
| 5.3 | 80909 | Colorado Springs | 35,486 | $1,276 | $358,852 |
| 6.0 | 80918 | Colorado Springs | 50,005 | $1,550 | $427,627 |
| 6.3 | 80910 | Colorado Springs | 31,368 | $1,438 | $309,298 |
| 6.6 | 80906 | Colorado Springs | 37,502 | $1,600 | $511,883 |
| 6.7 | 80809 | Cascade | 1,138 | — | $509,399 |
| 7.3 | 80917 | Colorado Springs | 30,398 | $1,517 | $386,731 |
| 8.4 | 80920 | Colorado Springs | 36,923 | $1,890 | $509,161 |
| 8.4 | 80915 | Colorado Springs | 23,884 | $1,747 | $370,376 |
| 8.8 | 80819 | Green Mountain Falls | 650 | $1,400 | $392,985 |
| 9.4 | 80922 | Colorado Springs | 30,453 | $2,030 | $439,447 |
| 9.5 | 80923 | Colorado Springs | 31,772 | $1,967 | $458,361 |
| 9.6 | 80916 | Colorado Springs | 41,104 | $1,518 | $332,479 |
| 10.8 | 80924 | Colorado Springs | 19,619 | $1,961 | $640,157 |
| 11.2 | 80911 | Colorado Springs | 33,027 | $2,256 | $362,202 |
| 11.3 | 80921 | Colorado Springs | 26,551 | $1,863 | $707,494 |
| 11.7 | 80951 | Colorado Springs | 5,219 | $2,467 | $419,333 |
| 12.3 | 80927 | Colorado Springs | 8,036 | $2,205 | $494,436 |
| 13.8 | 80813 | Cripple Creek | 1,817 | $1,550 | $322,339 |
| 14.1 | 80925 | Colorado Springs | 17,273 | $2,473 | $441,122 |
| 15.5 | 80926 | Colorado Springs | 1,561 | — | $653,346 |
| 15.7 | 80863 | Woodland Park | 12,329 | $2,061 | $528,520 |
| 15.8 | 80132 | Monument | 30,073 | $2,112 | $739,551 |
| 16.0 | 80908 | Colorado Springs | 25,486 | $1,925 | $666,486 |
| 17.0 | 80860 | Victor | 654 | — | $223,565 |
| 17.4 | 80814 | Divide | 4,599 | — | $492,083 |
Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.