Zip lookup · CO

80909
Colorado Springs, Colorado.

Colorado Springs, El Paso County, CO · Colorado Springs, CO metro · population 35,486

What it costs per month · 80909 $1,884/mo

to buy the typical home at today's mortgage rate — +$871 (+86%) since Jan 2020.

What the home itself did
1 year
Down $3,318 -1%
$362,171$358,852 since Sep 2025
5 years
Up $7,854 +2%
$350,999$358,852 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 80909 $1,884 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 80909$1,884
  • United States$1,922

Typical home values in zip 80909 fell 0.9% over the past year — slower than the nation's +1.2%.

Asking rents in zip 80909 rose 1.5% over the past year — slower than the nation's +2.7%.

Owning the typical home in zip 80909 runs $1,114/mo more than renting one. The gap peaked at $1,333 in Oct 2023.

That is $2,389 a month against $1,276 rent: a $1,884 mortgage payment, plus $122 property tax and $384 insurance & upkeep.

Owning vs renting — zip 80909

The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.

$1,000 $1,500 $2,000 $2,500 2020 2021 2022 2023 2024 2025 2026 Owning all in $2,389 Renting $1,276 Mortgage only $1,884
$1,000 $1,500 $2,000 $2,500 2020 2022 2024 2026
  • Owning all in$2,389
  • Renting$1,276
  • Mortgage only$1,884

Property tax · $122/mo 0.41% of value a year — the ACS 2020-2024 median bill over the median home value for El Paso County, CO

Insurance & upkeep · $384/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.

Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.

Zillow also publishes an index for the city itself: Colorado Springs, CO — measured over the city limits, which is a different area from this zip.

Asking rent $1,276 as of Sep 2026
+1.5%year on year
Typical home value $358,852 as of Sep 2026
-0.9%year on year

Asking rent — 80909

Against the Colorado Springs, CO metro and the national benchmark.

$1,000 $1,250 $1,500 $1,750 2020 2021 2022 2023 2024 2025 2026 80909 $1,276 Colorado Springs $1,764 United States $1,932
$1,000 $1,250 $1,500 $1,750 2020 2022 2024 2026
  • 80909$1,276
  • Colorado Springs$1,764
  • United States$1,932

Typical home value — 80909

Mid-tier homes, smoothed and seasonally adjusted.

$300,000 $400,000 $500,000 2018 2020 2022 2024 2026 80909 $358,852 Colorado Springs $446,711 United States $366,157
$300,000 $400,000 $500,000 2018 2022 2026
  • 80909$358,852
  • Colorado Springs$446,711
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
2.5 80903 Colorado Springs 16,491 $1,708 $370,947
2.8 80910 Colorado Springs 31,368 $1,438 $309,298
3.0 80917 Colorado Springs 30,398 $1,517 $386,731
3.1 80915 Colorado Springs 23,884 $1,747 $370,376
3.1 80907 Colorado Springs 27,815 $1,565 $392,637
4.1 80905 Colorado Springs 16,672 $1,477 $367,123
4.1 80918 Colorado Springs 50,005 $1,550 $427,627
4.7 80922 Colorado Springs 30,453 $2,030 $439,447
4.8 80916 Colorado Springs 41,104 $1,518 $332,479
5.3 80904 Colorado Springs 21,158 $1,606 $432,788
6.1 80923 Colorado Springs 31,772 $1,967 $458,361
6.7 80951 Colorado Springs 5,219 $2,467 $419,333
7.1 80920 Colorado Springs 36,923 $1,890 $509,161
7.5 80911 Colorado Springs 33,027 $2,256 $362,202
7.7 80919 Colorado Springs 27,787 $1,681 $581,443
7.8 80906 Colorado Springs 37,502 $1,600 $511,883
8.1 80927 Colorado Springs 8,036 $2,205 $494,436
8.4 80924 Colorado Springs 19,619 $1,961 $640,157
8.7 80829 Manitou Springs 5,312 $1,390 $541,893
9.4 80925 Colorado Springs 17,273 $2,473 $441,122
12.0 80809 Cascade 1,138 — $509,399
13.3 80921 Colorado Springs 26,551 $1,863 $707,494
13.7 80819 Green Mountain Falls 650 $1,400 $392,985
14.1 80908 Colorado Springs 25,486 $1,925 $666,486
16.6 80926 Colorado Springs 1,561 — $653,346
17.0 80831 Peyton 33,912 $2,686 $535,359
17.1 80132 Monument 30,073 $2,112 $739,551
18.2 80813 Cripple Creek 1,817 $1,550 $322,339
19.4 80817 Fountain 31,241 $2,052 $386,416
19.5 80133 Palmer Lake 2,425 — $513,895

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.