Zip lookup · CO

81147
Pagosa Springs, Colorado.

Pagosa Springs, Archuleta County, CO · population 13,091

What it costs per month · 81147 $2,956/mo

to buy the typical home at today's mortgage rate — +$1,660 (+128%) since Jan 2020.

What the home itself did
1 year
Down $4,195 -1%
$567,381$563,187 since Sep 2025
5 years
Up $89,041 +19%
$474,146$563,187 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$1,000 $2,000 $3,000 2002 2006 2010 2014 2018 2022 2026 81147 $2,956 United States $1,922
$1,000 $2,000 $3,000 2002 2010 2018 2026
  • 81147$2,956
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 20 years.

Typical home values in zip 81147 fell 0.7% over the past year — slower than the nation's +1.2%.

This zip spans 3 counties: Archuleta County, CO 74% · Hinsdale County, CO 22% · Mineral County, CO 4%

Zillow also publishes an index for the city itself: Pagosa Springs, CO — measured over the city limits, which is a different area from this zip.

Asking rent $1,922 as of Sep 2026
Typical home value $563,187 as of Sep 2026
-0.7%year on year

Asking rent — 81147

Against the metro metro and the national benchmark.

$1,910 $1,920 $1,930 $1,940 $1,950 2026 81147 $1,922 United States $1,932
$1,910 $1,920 $1,930 $1,940 $1,950 2026
  • 81147$1,922
  • United States$1,932

Typical home value — 81147

Mid-tier homes, smoothed and seasonally adjusted.

$200,000 $300,000 $400,000 $500,000 2018 2020 2022 2024 2026 81147 $563,187 United States $366,157
$200,000 $300,000 $400,000 $500,000 2018 2022 2026
  • 81147$563,187
  • United States$366,157

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.