Zip lookup · CO

81223
Cotopaxi, Colorado.

Cotopaxi, Fremont County, CO · Ca±on City, CO metro · population 2,457

What it costs per month · 81223 $1,911/mo

to buy the typical home at today's mortgage rate — +$1,063 (+125%) since Jan 2020.

What the home itself did
1 year
Up $1,702 +0%
$362,332$364,034 since Sep 2025
5 years
Up $54,989 +18%
$309,045$364,034 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 81223 $1,911 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 81223$1,911
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 21 years.

Typical home values in zip 81223 rose 0.5% over the past year — slower than the nation's +1.2%.

Zillow also publishes an index for the city itself: Cotopaxi, CO — measured over the city limits, which is a different area from this zip.

Typical home value $364,034 as of Sep 2026
+0.5%year on year

Typical home value — 81223

Mid-tier homes, smoothed and seasonally adjusted.

$200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 81223 $364,034 Ca±on City $333,913 United States $366,157
$200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • 81223$364,034
  • Ca±on City$333,913
  • United States$366,157

Within 20 miles

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.