Zip lookup · CO

81230
Gunnison, Colorado.

Gunnison, Gunnison County, CO · population 10,971

What it costs per month · 81230 $3,229/mo

to buy the typical home at today's mortgage rate — +$1,866 (+137%) since Jan 2020.

What the home itself did
1 year
Up $15,377 +3%
$599,890$615,267 since Sep 2025
5 years
Up $127,614 +26%
$487,653$615,267 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$1,000 $2,000 $3,000 2002 2006 2010 2014 2018 2022 2026 81230 $3,229 United States $1,922
$1,000 $2,000 $3,000 2002 2010 2018 2026
  • 81230$3,229
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 15 years.

Typical home values in zip 81230 rose 2.6% over the past year — faster than the nation's +1.2%.

This zip spans 2 counties: Gunnison County, CO 61% · Saguache County, CO 39%

Zillow also publishes an index for the city itself: Gunnison, CO — measured over the city limits, which is a different area from this zip.

Typical home value $615,267 as of Sep 2026
+2.6%year on year

Typical home value — 81230

Mid-tier homes, smoothed and seasonally adjusted.

$200,000 $400,000 $600,000 2018 2020 2022 2024 2026 81230 $615,267 United States $366,157
$200,000 $400,000 $600,000 2018 2022 2026
  • 81230$615,267
  • United States$366,157

Within 20 miles

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.