Zip lookup · CO

81235
Lake City, Colorado.

Lake City, Hinsdale County, CO · population 912

What it costs per month · 81235 $2,575/mo

to buy the typical home at today's mortgage rate — +$1,263 (+96%) since Jan 2020.

What the home itself did
1 year
Up $42 +0%
$490,641$490,683 since Sep 2025
5 years
Up $69,515 +17%
$421,168$490,683 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 $2,500 2002 2006 2010 2014 2018 2022 2026 81235 $2,575 United States $1,922
$500 $1,000 $1,500 $2,000 $2,500 2002 2010 2018 2026
  • 81235$2,575
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 23 years.

Typical home values in zip 81235 rose 0.0% over the past year — slower than the nation's +1.2%.

Zillow also publishes an index for the city itself: Lake City, CO — measured over the city limits, which is a different area from this zip.

Typical home value $490,683 as of Sep 2026
+0.0%year on year

Typical home value — 81235

Mid-tier homes, smoothed and seasonally adjusted.

$300,000 $400,000 $500,000 2019 2020 2021 2022 2023 2024 2025 2026 81235 $490,683 United States $366,157
$300,000 $400,000 $500,000 2020 2022 2024 2026
  • 81235$490,683
  • United States$366,157

Within 20 miles

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.