Zip lookup · CO

81242
Poncha Springs, Colorado.

Poncha Springs, Chaffee County, CO · population 807

What it costs per month · 81242 $2,976/mo

to buy the typical home at today's mortgage rate — +$1,614 (+118%) since Jan 2020.

What the home itself did
1 year
Up $10,214 +2%
$556,833$567,048 since Sep 2025
5 years
Up $88,225 +18%
$478,822$567,048 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$1,000 $2,000 $3,000 2002 2006 2010 2014 2018 2022 2026 81242 $2,976 United States $1,922
$1,000 $2,000 $3,000 2002 2010 2018 2026
  • 81242$2,976
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 20 years.

Typical home values in zip 81242 rose 1.8% over the past year — faster than the nation's +1.2%.

This zip spans 2 counties: Chaffee County, CO 100% · Saguache County, CO 0%

Zillow also publishes an index for the city itself: Poncha Springs, CO — measured over the city limits, which is a different area from this zip.

Typical home value $567,048 as of Sep 2026
+1.8%year on year

Typical home value — 81242

Mid-tier homes, smoothed and seasonally adjusted.

$200,000 $300,000 $400,000 $500,000 2018 2020 2022 2024 2026 81242 $567,048 United States $366,157
$200,000 $300,000 $400,000 $500,000 2018 2022 2026
  • 81242$567,048
  • United States$366,157

Within 20 miles

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.