Zip lookup · CO

81401
Montrose, Colorado.

Montrose, Montrose County, CO · Montrose, CO metro · population 24,228

What it costs per month · 81401 $2,237/mo

to buy the typical home at today's mortgage rate — +$1,260 (+129%) since Jan 2020.

What the home itself did
1 year
Up $8,906 +2%
$417,318$426,223 since Sep 2025
5 years
Up $83,425 +24%
$342,798$426,223 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 81401 $2,237 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 81401$2,237
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 16 years.

Typical home values in zip 81401 rose 2.1% over the past year — faster than the nation's +1.2%.

Zillow also publishes an index for the city itself: Montrose, CO — measured over the city limits, which is a different area from this zip.

Asking rent $1,886 as of Sep 2026
Typical home value $426,223 as of Sep 2026
+2.1%year on year

Asking rent — 81401

Against the Montrose, CO metro and the national benchmark.

$1,700 $1,800 $1,900 2026 81401 $1,886 Montrose $1,934 United States $1,932
$1,700 $1,800 $1,900 2026
  • 81401$1,886
  • Montrose$1,934
  • United States$1,932

Typical home value — 81401

Mid-tier homes, smoothed and seasonally adjusted.

$300,000 $400,000 $500,000 2018 2020 2022 2024 2026 81401 $426,223 Montrose $492,731 United States $366,157
$300,000 $400,000 $500,000 2018 2022 2026
  • 81401$426,223
  • Montrose$492,731
  • United States$366,157

Within 20 miles

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.