Zip lookup · CO

81427
Ouray, Colorado.

Ouray, Ouray County, CO · Montrose, CO metro · population 1,218

What it costs per month · 81427 $3,600/mo

to buy the typical home at today's mortgage rate — +$2,083 (+137%) since Jan 2020.

What the home itself did
1 year
Up $25,173 +4%
$660,765$685,938 since Sep 2025
5 years
Up $116,093 +20%
$569,846$685,938 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$1,000 $2,000 $3,000 $4,000 2002 2006 2010 2014 2018 2022 2026 81427 $3,600 United States $1,922
$1,000 $2,000 $3,000 $4,000 2002 2010 2018 2026
  • 81427$3,600
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 19 years.

Typical home values in zip 81427 rose 3.8% over the past year — faster than the nation's +1.2%.

Zillow also publishes an index for the city itself: Ouray, CO — measured over the city limits, which is a different area from this zip.

Typical home value $685,938 as of Sep 2026
+3.8%year on year

Typical home value — 81427

Mid-tier homes, smoothed and seasonally adjusted.

$200,000 $400,000 $600,000 2018 2020 2022 2024 2026 81427 $685,938 Montrose $492,731 United States $366,157
$200,000 $400,000 $600,000 2018 2022 2026
  • 81427$685,938
  • Montrose$492,731
  • United States$366,157

Within 20 miles

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.