Zip lookup · CO

81428
Paonia, Colorado.

Paonia, Delta County, CO · population 3,788

What it costs per month · 81428 $2,446/mo

to buy the typical home at today's mortgage rate — +$1,357 (+125%) since Jan 2020.

What the home itself did
1 year
Up $9,045 +2%
$456,960$466,005 since Sep 2025
5 years
Up $82,941 +22%
$383,064$466,005 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 $2,500 2002 2006 2010 2014 2018 2022 2026 81428 $2,446 United States $1,922
$500 $1,000 $1,500 $2,000 $2,500 2002 2010 2018 2026
  • 81428$2,446
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 18 years.

Typical home values in zip 81428 rose 2.0% over the past year — faster than the nation's +1.2%.

Zillow also publishes an index for the city itself: Paonia, CO — measured over the city limits, which is a different area from this zip.

Typical home value $466,005 as of Sep 2026
+2.0%year on year

Typical home value — 81428

Mid-tier homes, smoothed and seasonally adjusted.

$250,000 $300,000 $350,000 $400,000 $450,000 2018 2020 2022 2024 2026 81428 $466,005 United States $366,157
$250,000 $300,000 $350,000 $400,000 $450,000 2018 2022 2026
  • 81428$466,005
  • United States$366,157

Within 20 miles

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.