Zip lookup · CO

81430
Placerville, Colorado.

Placerville, San Miguel County, CO · population 708

What it costs per month · 81430 $6,441/mo

to buy the typical home at today's mortgage rate — +$3,946 (+158%) since Jan 2020.

What the home itself did
1 year
Up $92,440 +8%
$1,134,743$1,227,182 since Sep 2025
5 years
Up $252,188 +26%
$974,994$1,227,182 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$2,000 $4,000 $6,000 2002 2006 2010 2014 2018 2022 2026 81430 $6,441 United States $1,922
$2,000 $4,000 $6,000 2002 2010 2018 2026
  • 81430$6,441
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 15 years.

Typical home values in zip 81430 rose 8.1% over the past year — faster than the nation's +1.2%.

Zillow also publishes an index for the city itself: Placerville, CO — measured over the city limits, which is a different area from this zip.

Typical home value $1,227,182 as of Sep 2026
+8.1%year on year

Typical home value — 81430

Mid-tier homes, smoothed and seasonally adjusted.

$250,000 $500,000 $750,000 $1,000,000 $1,250,000 2018 2019 2020 2021 2022 2023 2024 2025 2026 81430 $1,227,182 United States $366,157
$250,000 $500,000 $750,000 $1,000,000 $1,250,000 2018 2022 2026
  • 81430$1,227,182
  • United States$366,157

Within 20 miles

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.