Zip lookup · CO

81432
Ridgway, Colorado.

Ridgway, Ouray County, CO · Montrose, CO metro · population 3,219

What it costs per month · 81432 $4,544/mo

to buy the typical home at today's mortgage rate — +$2,673 (+143%) since Jan 2020.

What the home itself did
1 year
Up $34,497 +4%
$831,173$865,670 since Sep 2025
5 years
Up $186,273 +27%
$679,397$865,670 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$1,000 $2,000 $3,000 $4,000 2002 2006 2010 2014 2018 2022 2026 81432 $4,544 United States $1,922
$1,000 $2,000 $3,000 $4,000 2002 2010 2018 2026
  • 81432$4,544
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 14 years.

Typical home values in zip 81432 rose 4.2% over the past year — faster than the nation's +1.2%.

This zip spans 2 counties: Ouray County, CO 99% · San Miguel County, CO 1%

Zillow also publishes an index for the city itself: Ridgway, CO — measured over the city limits, which is a different area from this zip.

Typical home value $865,670 as of Sep 2026
+4.2%year on year

Typical home value — 81432

Mid-tier homes, smoothed and seasonally adjusted.

$200,000 $400,000 $600,000 $800,000 2018 2020 2022 2024 2026 81432 $865,670 Montrose $492,731 United States $366,157
$200,000 $400,000 $600,000 $800,000 2018 2022 2026
  • 81432$865,670
  • Montrose$492,731
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
10.6 81427 Ouray 1,218 — $685,938
17.0 81403 Montrose 12,138 — $598,722
18.0 81426 Ophir 120 — $1,047,727
18.1 81430 Placerville 708 — $1,227,182
18.4 81435 Telluride 5,876 — $2,178,722
18.5 81220 Cimarron 251 — $494,867

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.