Zip lookup · CO

81524
Loma, Colorado.

Loma, Mesa County, CO · Grand Junction, CO metro · population 2,760

What it costs per month · 81524 $3,444/mo

to buy the typical home at today's mortgage rate — +$1,987 (+136%) since Jan 2020.

What the home itself did
1 year
Up $42,571 +7%
$613,661$656,233 since Sep 2025
5 years
Up $131,476 +25%
$524,756$656,233 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$1,000 $2,000 $3,000 2002 2006 2010 2014 2018 2022 2026 81524 $3,444 United States $1,922
$1,000 $2,000 $3,000 2002 2010 2018 2026
  • 81524$3,444
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 16 years.

Typical home values in zip 81524 rose 6.9% over the past year — faster than the nation's +1.2%.

Zillow also publishes an index for the city itself: Loma, CO — measured over the city limits, which is a different area from this zip.

Typical home value $656,233 as of Sep 2026
+6.9%year on year

Typical home value — 81524

Mid-tier homes, smoothed and seasonally adjusted.

$200,000 $400,000 $600,000 2018 2020 2022 2024 2026 81524 $656,233 Grand Junction $428,680 United States $366,157
$200,000 $400,000 $600,000 2018 2022 2026
  • 81524$656,233
  • Grand Junction$428,680
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
9.8 81505 Grand Junction 13,279 $1,879 $497,178
11.7 81525 Mack 1,127 — $496,666
12.7 81521 Fruita 16,613 $1,664 $480,167
13.7 81506 Grand Junction 11,412 $1,736 $513,806
15.6 81630 De Beque 1,058 — $406,436
17.0 81504 Grand Junction 32,376 $2,021 $381,983
17.8 81501 Grand Junction 24,011 $1,499 $344,218
19.9 81507 Grand Junction 15,947 $2,215 $627,601
20.0 81520 Clifton 12,892 $1,385 $327,764

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.