Zip lookup · WY

82609
Casper, Wyoming.

Casper, Natrona County, WY · Casper, WY metro · population 18,714

What it costs per month · 82609 $1,845/mo

to buy the typical home at today's mortgage rate — +$940 (+104%) since Jan 2020.

What the home itself did
1 year
Up $5,037 +1%
$346,387$351,424 since Sep 2025
5 years
Up $71,423 +26%
$280,001$351,424 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 82609 $1,845 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 82609$1,845
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 15 years.

Typical home values in zip 82609 rose 1.5% over the past year — faster than the nation's +1.2%.

Asking rents in zip 82609 rose 3.2% over the past year — faster than the nation's +2.7%.

Owning the typical home in zip 82609 runs $854/mo more than renting one. The gap peaked at $1,016 in Jan 2025.

That is $2,397 a month against $1,543 rent: a $1,845 mortgage payment, plus $176 property tax and $376 insurance & upkeep.

Owning vs renting — zip 82609

The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.

$1,000 $1,500 $2,000 2021 2022 2023 2024 2025 2026 Owning all in $2,397 Renting $1,543 Mortgage only $1,845
$1,000 $1,500 $2,000 2022 2024 2026
  • Owning all in$2,397
  • Renting$1,543
  • Mortgage only$1,845

Property tax · $176/mo 0.60% of value a year — the ACS 2020-2024 median bill over the median home value for Natrona County, WY

Insurance & upkeep · $376/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.

Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.

Zillow also publishes an index for the city itself: Casper, WY — measured over the city limits, which is a different area from this zip.

Asking rent $1,543 as of Sep 2026
+3.2%year on year
Typical home value $351,424 as of Sep 2026
+1.5%year on year

Asking rent — 82609

Against the Casper, WY metro and the national benchmark.

$1,000 $1,250 $1,500 $1,750 2021 2022 2023 2024 2025 2026 82609 $1,543 Casper $1,429 United States $1,932
$1,000 $1,250 $1,500 $1,750 2022 2024 2026
  • 82609$1,543
  • Casper$1,429
  • United States$1,932

Typical home value — 82609

Mid-tier homes, smoothed and seasonally adjusted.

$200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 82609 $351,424 Casper $312,425 United States $366,157
$200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • 82609$351,424
  • Casper$312,425
  • United States$366,157

Within 20 miles

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.