Zip lookup · UT

84003
American Fork, Utah.

American Fork, Utah County, UT · Provo-Orem, UT metro · population 57,430

What it costs per month · 84003 $3,131/mo

to buy the typical home at today's mortgage rate — +$1,712 (+121%) since Jan 2020.

What the home itself did
1 year
Up $13,974 +2%
$582,581$596,556 since Sep 2025
5 years
Up $66,890 +13%
$529,666$596,556 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$1,000 $2,000 $3,000 2002 2006 2010 2014 2018 2022 2026 84003 $3,131 United States $1,922
$1,000 $2,000 $3,000 2002 2010 2018 2026
  • 84003$3,131
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 29 years.

Typical home values in zip 84003 rose 2.4% over the past year — faster than the nation's +1.2%.

Asking rents in zip 84003 fell 1.1% over the past year — slower than the nation's +2.7%.

Owning the typical home in zip 84003 runs $2,289/mo more than renting one — the widest that gap has been in this data.

That is $3,989 a month against $1,699 rent: a $3,131 mortgage payment, plus $219 property tax and $639 insurance & upkeep.

Owning vs renting — zip 84003

The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.

$2,000 $3,000 $4,000 2022 2023 2024 2025 2026 Owning all in $3,989 Renting $1,699 Mortgage only $3,131
$2,000 $3,000 $4,000 2022 2024 2026
  • Owning all in$3,989
  • Renting$1,699
  • Mortgage only$3,131

Property tax · $219/mo 0.44% of value a year — the ACS 2020-2024 median bill over the median home value for Utah County, UT

Insurance & upkeep · $639/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.

Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.

Zillow also publishes an index for the city itself: American Fork, UT — measured over the city limits, which is a different area from this zip.

Asking rent $1,699 as of Sep 2026
-1.1%year on year
Typical home value $596,556 as of Sep 2026
+2.4%year on year

Asking rent — 84003

Against the Provo-Orem, UT metro and the national benchmark.

$1,600 $1,700 $1,800 $1,900 2022 2023 2024 2025 2026 84003 $1,699 Provo $1,773 United States $1,932
$1,600 $1,700 $1,800 $1,900 2022 2024 2026
  • 84003$1,699
  • Provo$1,773
  • United States$1,932

Typical home value — 84003

Mid-tier homes, smoothed and seasonally adjusted.

$200,000 $400,000 $600,000 2018 2020 2022 2024 2026 84003 $596,556 Provo $538,775 United States $366,157
$200,000 $400,000 $600,000 2018 2022 2026
  • 84003$596,556
  • Provo$538,775
  • United States$366,157

Within 20 miles

Showing 30 of 35 zips in range — sorting picks from all 35.

10 mi 20 mi 50 mi
Miles Zip City Population Rent Home value
3.0 84004 Alpine 10,427 — $1,197,570
5.6 84062 Pleasant Grove 47,813 $1,714 $582,161
6.8 84092 Sandy 27,651 $2,556 $866,195
8.8 84042 Lindon 11,725 — $728,316
9.2 84020 Draper 50,278 $1,700 $810,995
9.8 84049 Midway 6,833 $2,650 $936,651
10.2 84043 Lehi 88,390 $2,252 $577,253
10.5 84057 Orem 36,881 $1,513 $468,743
11.0 84121 Salt Lake City 38,912 $1,814 $743,833
11.2 84097 Orem 22,217 $1,575 $591,547
11.3 84604 Provo 44,707 $1,699 $604,904
11.4 84093 Sandy 23,871 $2,604 $793,148
11.5 84094 Sandy 27,507 $1,832 $548,383
11.6 84059 Vineyard 17,616 $1,739 $522,256
12.8 84070 Sandy 30,472 $1,610 $525,415
13.3 84058 Orem 35,099 $1,484 $485,033
13.3 84065 Riverton 50,768 $2,267 $643,201
14.5 84095 South Jordan 38,532 $2,119 $758,062
14.6 84047 Midvale 37,411 $1,561 $473,277
15.4 84124 Salt Lake City 22,609 $2,066 $834,986
15.4 84117 Salt Lake City 24,980 $1,580 $697,284
15.7 84060 Park City 8,619 $3,345 $2,197,763
16.3 84109 Salt Lake City 25,544 $2,390 $815,337
16.6 84601 Provo 32,330 $1,482 $444,371
16.6 84107 Salt Lake City 38,257 $1,428 $496,802
16.6 84088 West Jordan 39,228 $1,669 $573,510
17.0 84045 Saratoga Springs 45,429 $2,040 $547,770
17.7 84606 Provo 35,690 $1,518 $421,576
17.9 84084 West Jordan 31,542 $1,482 $510,620
17.9 84123 Salt Lake City 37,054 $1,499 $528,118

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.