Zip lookup · UT

84098
Park City, Utah.

Park City, Summit County, UT · Heber, UT metro · population 20,357

What it costs per month · 84098 $7,218/mo

to buy the typical home at today's mortgage rate — +$4,313 (+148%) since Jan 2020.

What the home itself did
1 year
Up $71,185 +5%
$1,304,024$1,375,209 since Sep 2025
5 years
Up $237,357 +21%
$1,137,852$1,375,209 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$2,500 $5,000 $7,500 2002 2006 2010 2014 2018 2022 2026 84098 $7,218 United States $1,922
$2,500 $5,000 $7,500 2002 2010 2018 2026
  • 84098$7,218
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 18 years.

Typical home values in zip 84098 rose 5.5% over the past year — faster than the nation's +1.2%.

Asking rents in zip 84098 rose 12.3% over the past year — faster than the nation's +2.7%.

Owning the typical home in zip 84098 runs $5,449/mo more than renting one. The gap peaked at $5,748 in Oct 2023.

That is $9,088 a month against $3,639 rent: a $7,218 mortgage payment, plus $397 property tax and $1,472 insurance & upkeep.

Owning vs renting — zip 84098

The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.

$4,000 $6,000 $8,000 2023 2024 2025 2026 Owning all in $9,088 Renting $3,639 Mortgage only $7,218
$4,000 $6,000 $8,000 2023 2024 2025 2026
  • Owning all in$9,088
  • Renting$3,639
  • Mortgage only$7,218

Property tax · $397/mo 0.35% of value a year — the ACS 2020-2024 median bill over the median home value for Summit County, UT

Insurance & upkeep · $1,472/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.

Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.

Zillow also publishes an index for the city itself: Park City, UT — measured over the city limits, which is a different area from this zip.

Asking rent $3,639 as of Sep 2026
+12.3%year on year
Typical home value $1,375,209 as of Sep 2026
+5.5%year on year

Asking rent — 84098

Against the Heber, UT metro and the national benchmark.

$2,000 $2,500 $3,000 $3,500 2023 2024 2025 2026 84098 $3,639 Heber $2,978 United States $1,932
$2,000 $2,500 $3,000 $3,500 2023 2024 2025 2026
  • 84098$3,639
  • Heber$2,978
  • United States$1,932

Typical home value — 84098

Mid-tier homes, smoothed and seasonally adjusted.

$500,000 $1,000,000 $1,500,000 2018 2019 2020 2021 2022 2023 2024 2025 2026 84098 $1,375,209 Heber $1,143,939 United States $366,157
$500,000 $1,000,000 $1,500,000 2018 2022 2026
  • 84098$1,375,209
  • Heber$1,143,939
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
7.0 84060 Park City 8,619 $3,345 $2,197,763
9.3 84109 Salt Lake City 25,544 $2,390 $815,337
10.1 84061 Peoa 422 — $1,049,881
11.1 84108 Salt Lake City 22,390 $2,639 $949,375
11.7 84121 Salt Lake City 38,912 $1,814 $743,833
15.0 84124 Salt Lake City 22,609 $2,066 $834,986
15.7 84049 Midway 6,833 $2,650 $936,651
16.6 84092 Sandy 27,651 $2,556 $866,195
16.6 84117 Salt Lake City 24,980 $1,580 $697,284
16.7 84033 Henefer 1,109 — $612,647
16.9 84103 Salt Lake City 23,749 $1,612 $727,752
16.9 84106 Salt Lake City 35,213 $1,798 $595,401
17.0 84105 Salt Lake City 23,491 $1,885 $723,322
17.3 84102 Salt Lake City 18,777 $1,391 $532,474
18.0 84010 Bountiful 46,871 $1,626 $568,907
18.3 84111 Salt Lake City 12,782 $1,818 $446,702
18.4 84093 Sandy 23,871 $2,604 $793,148
18.8 84115 Salt Lake City 28,882 $1,562 $448,410
19.1 84101 Salt Lake City 9,381 $1,552 $498,106
19.2 84107 Salt Lake City 38,257 $1,428 $496,802
19.6 84055 Oakley 1,584 — $721,436

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.