Zip lookup · UT

84120
West Valley City, Utah.

West Valley City, Salt Lake County, UT · Salt Lake City, UT metro · population 50,799

What it costs per month · 84120 $2,440/mo

to buy the typical home at today's mortgage rate — +$1,351 (+124%) since Jan 2020.

What the home itself did
1 year
Up $697 +0%
$464,261$464,958 since Sep 2025
5 years
Up $61,019 +15%
$403,939$464,958 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 $2,500 2002 2006 2010 2014 2018 2022 2026 84120 $2,440 United States $1,922
$500 $1,000 $1,500 $2,000 $2,500 2002 2010 2018 2026
  • 84120$2,440
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 25 years.

Typical home values in zip 84120 rose 0.2% over the past year — slower than the nation's +1.2%.

Asking rents in zip 84120 rose 0.1% over the past year — slower than the nation's +2.7%.

Owning the typical home in zip 84120 runs $1,258/mo more than renting one. The gap peaked at $1,319 in Oct 2023.

That is $3,147 a month against $1,889 rent: a $2,440 mortgage payment, plus $209 property tax and $498 insurance & upkeep.

Owning vs renting — zip 84120

The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.

$2,000 $2,500 $3,000 2023 2024 2025 2026 Owning all in $3,147 Renting $1,889 Mortgage only $2,440
$2,000 $2,500 $3,000 2023 2024 2025 2026
  • Owning all in$3,147
  • Renting$1,889
  • Mortgage only$2,440

Property tax · $209/mo 0.54% of value a year — the ACS 2020-2024 median bill over the median home value for Salt Lake County, UT

Insurance & upkeep · $498/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.

Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.

Zillow also publishes an index for the city itself: West Valley City, UT — measured over the city limits, which is a different area from this zip.

Asking rent $1,889 as of Sep 2026
+0.1%year on year
Typical home value $464,958 as of Sep 2026
+0.2%year on year

Asking rent — 84120

Against the Salt Lake City, UT metro and the national benchmark.

$1,600 $1,700 $1,800 $1,900 2023 2024 2025 2026 84120 $1,889 Salt Lake City $1,644 United States $1,932
$1,600 $1,700 $1,800 $1,900 2023 2024 2025 2026
  • 84120$1,889
  • Salt Lake City$1,644
  • United States$1,932

Typical home value — 84120

Mid-tier homes, smoothed and seasonally adjusted.

$200,000 $300,000 $400,000 $500,000 2018 2020 2022 2024 2026 84120 $464,958 Salt Lake City $558,850 United States $366,157
$200,000 $300,000 $400,000 $500,000 2018 2022 2026
  • 84120$464,958
  • Salt Lake City$558,850
  • United States$366,157

Within 20 miles

Showing 30 of 41 zips in range — sorting picks from all 41.

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
2.2 84128 West Valley City 32,126 $1,981 $485,857
3.0 84119 West Valley City 50,070 $1,492 $429,354
3.4 84118 Salt Lake City 42,853 $2,405 $441,974
3.6 84129 Salt Lake City 37,442 $1,848 $488,452
3.7 84104 Salt Lake City 23,420 $1,460 $405,063
5.0 84123 Salt Lake City 37,054 $1,499 $528,118
5.5 84084 West Jordan 31,542 $1,482 $510,620
5.8 84115 Salt Lake City 28,882 $1,562 $448,410
6.7 84107 Salt Lake City 38,257 $1,428 $496,802
6.7 84101 Salt Lake City 9,381 $1,552 $498,106
6.8 84081 West Jordan 52,314 $2,040 $572,055
7.4 84088 West Jordan 39,228 $1,669 $573,510
7.4 84111 Salt Lake City 12,782 $1,818 $446,702
7.7 84106 Salt Lake City 35,213 $1,798 $595,401
8.0 84044 Magna 30,031 $1,602 $437,294
8.0 84105 Salt Lake City 23,491 $1,885 $723,322
8.1 84047 Midvale 37,411 $1,561 $473,277
8.4 84102 Salt Lake City 18,777 $1,391 $532,474
9.0 84117 Salt Lake City 24,980 $1,580 $697,284
9.4 84116 Salt Lake City 38,625 $1,250 $446,721
9.4 84006 Bingham Canyon 1,060 — $426,830
10.1 84095 South Jordan 38,532 $2,119 $758,062
10.2 84070 Sandy 30,472 $1,610 $525,415
10.4 84124 Salt Lake City 22,609 $2,066 $834,986
10.4 84009 South Jordan 44,186 $2,129 $610,976
10.9 84054 North Salt Lake 22,355 $1,787 $553,033
10.9 84103 Salt Lake City 23,749 $1,612 $727,752
11.3 84094 Sandy 27,507 $1,832 $548,383
11.5 84093 Sandy 23,871 $2,604 $793,148
13.8 84087 Woods Cross 16,808 $2,340 $547,952

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.