Zip lookup · UT

84601
Provo, Utah.

Provo, Utah County, UT · Provo-Orem, UT metro · population 32,330

What it costs per month · 84601 $2,332/mo

to buy the typical home at today's mortgage rate — +$1,280 (+122%) since Jan 2020.

What the home itself did
1 year
Up $2,409 +1%
$441,962$444,371 since Sep 2025
5 years
Up $56,992 +15%
$387,379$444,371 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 $2,500 2002 2006 2010 2014 2018 2022 2026 84601 $2,332 United States $1,922
$500 $1,000 $1,500 $2,000 $2,500 2002 2010 2018 2026
  • 84601$2,332
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 25 years.

Typical home values in zip 84601 rose 0.5% over the past year — slower than the nation's +1.2%.

Asking rents in zip 84601 rose 1.7% over the past year — slower than the nation's +2.7%.

Owning the typical home in zip 84601 runs $1,489/mo more than renting one. The gap peaked at $1,663 in Oct 2023.

That is $2,971 a month against $1,482 rent: a $2,332 mortgage payment, plus $163 property tax and $476 insurance & upkeep.

Owning vs renting — zip 84601

The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.

$1,500 $2,000 $2,500 $3,000 2023 2024 2025 2026 Owning all in $2,971 Renting $1,482 Mortgage only $2,332
$1,500 $2,000 $2,500 $3,000 2023 2024 2025 2026
  • Owning all in$2,971
  • Renting$1,482
  • Mortgage only$2,332

Property tax · $163/mo 0.44% of value a year — the ACS 2020-2024 median bill over the median home value for Utah County, UT

Insurance & upkeep · $476/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.

Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.

Zillow also publishes an index for the city itself: Provo, UT — measured over the city limits, which is a different area from this zip.

Asking rent $1,482 as of Sep 2026
+1.7%year on year
Typical home value $444,371 as of Sep 2026
+0.5%year on year

Asking rent — 84601

Against the Provo-Orem, UT metro and the national benchmark.

$1,250 $1,500 $1,750 2023 2024 2025 2026 84601 $1,482 Provo $1,773 United States $1,932
$1,250 $1,500 $1,750 2023 2024 2025 2026
  • 84601$1,482
  • Provo$1,773
  • United States$1,932

Typical home value — 84601

Mid-tier homes, smoothed and seasonally adjusted.

$200,000 $300,000 $400,000 $500,000 2018 2020 2022 2024 2026 84601 $444,371 Provo $538,775 United States $366,157
$200,000 $300,000 $400,000 $500,000 2018 2022 2026
  • 84601$444,371
  • Provo$538,775
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
3.5 84058 Orem 35,099 $1,484 $485,033
3.7 84606 Provo 35,690 $1,518 $421,576
5.6 84097 Orem 22,217 $1,575 $591,547
6.0 84059 Vineyard 17,616 $1,739 $522,256
6.1 84057 Orem 36,881 $1,513 $468,743
8.1 84042 Lindon 11,725 — $728,316
9.3 84664 Mapleton 13,032 $2,100 $720,993
9.7 84604 Provo 44,707 $1,699 $604,904
11.1 84062 Pleasant Grove 47,813 $1,714 $582,161
11.1 84663 Springville 36,207 $1,606 $502,589
12.2 84045 Saratoga Springs 45,429 $2,040 $547,770
12.4 84653 Salem 13,051 — $636,788
15.9 84043 Lehi 88,390 $2,252 $577,253
16.6 84003 American Fork 57,430 $1,699 $596,556
17.4 84005 Eagle Mountain 52,530 $2,317 $505,884
18.0 84004 Alpine 10,427 — $1,197,570
18.4 84655 Santaquin 18,278 $1,588 $501,850
18.6 84651 Payson 29,503 $1,524 $521,018
19.3 84082 Wallsburg 744 — $892,567

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.