Zip lookup · NM

87083
Cochiti Lake, New Mexico.

Cochiti Lake, Sandoval County, NM · Albuquerque, NM metro · population 476

What it costs per month · 87083 $1,431/mo

to buy the typical home at today's mortgage rate — +$808 (+130%) since Jan 2020.

What the home itself did
1 year
Down $7,223 -3%
$279,812$272,589 since Sep 2025
5 years
Up $53,599 +24%
$218,990$272,589 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 87083 $1,431 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 87083$1,431
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 16 years.

Typical home values in zip 87083 fell 2.6% over the past year — slower than the nation's +1.2%.

Zillow also publishes an index for the city itself: Cochiti Lake, NM — measured over the city limits, which is a different area from this zip.

Typical home value $272,589 as of Sep 2026
-2.6%year on year

Typical home value — 87083

Mid-tier homes, smoothed and seasonally adjusted.

$150,000 $200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 87083 $272,589 Albuquerque $348,674 United States $366,157
$150,000 $200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • 87083$272,589
  • Albuquerque$348,674
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
4.2 87041 Pena Blanca 691 — $276,422
10.1 87544 Los Alamos 13,598 $2,517 $574,819
14.3 87507 Santa Fe 51,386 $1,877 $454,005
14.5 87547 White Rock 5,837 — $591,521
16.1 87001 Algodones 3,560 — $386,622
17.1 87044 Ponderosa 289 — $284,031
19.8 87025 Jemez Springs 1,299 — $344,883

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.