87520
Chama, New Mexico.
Chama, Rio Arriba County, NM · Espa±ola, NM metro · population 1,148
to buy the typical home at today's mortgage rate — +$822 (+100%) since Jan 2020.
- 1 year
- Down $2,160 -1%
- $314,926$312,766 since Sep 2025
- 5 years
- Up $31,482 +11%
- $281,284$312,766 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- 87520$1,642
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 33 years.
Typical home values in zip 87520 fell 0.7% over the past year — slower than the nation's +1.2%.
Zillow also publishes an index for the city itself: Chama, NM — measured over the city limits, which is a different area from this zip.
Typical home value — 87520
Mid-tier homes, smoothed and seasonally adjusted.
- 87520$312,766
- Espa±ola$331,209
- United States$366,157
Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.