87522
Santa Cruz, New Mexico.
Santa Cruz, Rio Arriba County, NM · Espa±ola, NM metro · population 2,595
to buy the typical home at today's mortgage rate — +$833 (+98%) since Jan 2020.
- 1 year
- Up $19,949 +7%
- $300,421$320,370 since Sep 2025
- 5 years
- Up $44,840 +16%
- $275,530$320,370 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- 87522$1,682
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 23 years.
Typical home values in zip 87522 rose 6.6% over the past year — faster than the nation's +1.2%.
This zip spans 2 counties: Santa Fe County, NM 79% · Rio Arriba County, NM 21%
Zillow also publishes an index for the city itself: Santa Cruz, NM — measured over the city limits, which is a different area from this zip.
Typical home value — 87522
Mid-tier homes, smoothed and seasonally adjusted.
- 87522$320,370
- Espa±ola$331,209
- United States$366,157
Within 20 miles
| Miles sorted ascending, activate to sort descending | Zip activate to sort by Zip | City activate to sort by City | Population activate to sort by Population | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|---|
| 9.8 | 87567 | Santa Cruz | 2,003 | — | $344,596 |
| 12.3 | 87506 | Santa Fe | 16,372 | $2,608 | $1,098,763 |
| 14.5 | 87532 | Espanola | 18,948 | — | $350,277 |
| 17.7 | 87501 | Santa Fe | 16,007 | $2,454 | $732,038 |
Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.