Zip lookup · NM

88345
Ruidoso, New Mexico.

Ruidoso, Lincoln County, NM · Ruidoso, NM metro · population 7,835

What it costs per month · 88345 $1,690/mo

to buy the typical home at today's mortgage rate — +$795 (+89%) since Jan 2020.

What the home itself did
1 year
Down $14,173 -4%
$336,237$322,064 since Sep 2025
5 years
Up $4,328 +1%
$317,736$322,064 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 88345 $1,690 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 88345$1,690
  • United States$1,922

Typical home values in zip 88345 fell 4.2% over the past year — slower than the nation's +1.2%.

Zillow also publishes an index for the city itself: Ruidoso, NM — measured over the city limits, which is a different area from this zip.

Typical home value $322,064 as of Sep 2026
-4.2%year on year

Typical home value — 88345

Mid-tier homes, smoothed and seasonally adjusted.

$250,000 $300,000 $350,000 2018 2020 2022 2024 2026 88345 $322,064 United States $366,157
$250,000 $300,000 $350,000 2018 2022 2026
  • 88345$322,064
  • United States$366,157

Within 20 miles

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.