89430
Smith, Nevada.
Smith, Lyon County, NV · Fernley, NV metro · population 175
to buy the typical home at today's mortgage rate — +$1,753 (+122%) since Jan 2020.
- 1 year
- Up $32,327 +6%
- $574,499$606,826 since Sep 2025
- 5 years
- Up $90,132 +17%
- $516,693$606,826 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- 89430$3,185
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 22 years.
Typical home values in zip 89430 rose 5.6% over the past year — faster than the nation's +1.2%.
Zillow also publishes an index for the city itself: Smith, NV — measured over the city limits, which is a different area from this zip.
Typical home value — 89430
Mid-tier homes, smoothed and seasonally adjusted.
- 89430$606,826
- Fernley$420,661
- United States$366,157
Within 20 miles
| Miles sorted ascending, activate to sort descending | Zip activate to sort by Zip | City activate to sort by City | Population activate to sort by Population | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|---|
| 5.1 | 89444 | Wellington | 3,359 | — | $548,152 |
| 11.1 | 89447 | Yerington | 9,082 | — | $316,503 |
| 12.4 | 89410 | Gardnerville | 10,826 | $2,192 | $628,086 |
Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.