89801
Elko, Nevada.
Elko, Elko County, NV · Elko, NV metro · population 26,480
to buy the typical home at today's mortgage rate — +$931 (+94%) since Jan 2020.
- 1 year
- Up $7,301 +2%
- $358,640$365,941 since Sep 2025
- 5 years
- Up $62,153 +20%
- $303,788$365,941 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- 89801$1,921
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 19 years.
Typical home values in zip 89801 rose 2.0% over the past year — faster than the nation's +1.2%.
Zillow also publishes an index for the city itself: Elko, NV — measured over the city limits, which is a different area from this zip.
Asking rent — 89801
Against the Elko, NV metro and the national benchmark.
- 89801$1,786
- Elko$1,698
- United States$1,932
Typical home value — 89801
Mid-tier homes, smoothed and seasonally adjusted.
- 89801$365,941
- Elko$368,751
- United States$366,157
Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.