Zip lookup · CA

90402
Santa Monica, California.

Santa Monica, Los Angeles County, CA · Los Angeles-Long Beach-Anaheim, CA metro · population 11,337

What it costs per month · 90402 $25,470/mo

to buy the typical home at today's mortgage rate — +$12,152 (+91%) since Jan 2020.

What the home itself did
1 year
Up $546,078 +13%
$4,306,492$4,852,570 since Sep 2025
5 years
Up $828,947 +21%
$4,023,623$4,852,570 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$5,000 $10,000 $15,000 $20,000 $25,000 2002 2006 2010 2014 2018 2022 2026 90402 $25,470 United States $1,922
$5,000 $10,000 $15,000 $20,000 $25,000 2002 2010 2018 2026
  • 90402$25,470
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 19 years.

Typical home values in zip 90402 rose 12.7% over the past year — faster than the nation's +1.2%.

Asking rents in zip 90402 rose 5.1% over the past year — faster than the nation's +2.7%.

Owning the typical home in zip 90402 runs $26,387/mo more than renting one — the widest that gap has been in this data.

That is $33,416 a month against $7,029 rent: a $25,470 mortgage payment, plus $2,751 property tax and $5,195 insurance & upkeep.

Owning vs renting — zip 90402

The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.

$10,000 $20,000 $30,000 2018 2019 2020 2021 2022 2023 2024 2025 2026 Owning all in $33,416 Renting $7,029 Mortgage only $25,470
$10,000 $20,000 $30,000 2018 2022 2026
  • Owning all in$33,416
  • Renting$7,029
  • Mortgage only$25,470

Property tax · $2,751/mo 0.68% of value a year — the ACS 2020-2024 median bill over the median home value for Los Angeles County, CA

Insurance & upkeep · $5,195/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.

Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.

Zillow also publishes an index for the city itself: Santa Monica, CA — measured over the city limits, which is a different area from this zip.

Asking rent $7,029 as of Sep 2026
+5.1%year on year
Typical home value $4,852,570 as of Sep 2026
+12.7%year on year

Asking rent — 90402

Against the Los Angeles-Long Beach-Anaheim, CA metro and the national benchmark.

$2,000 $4,000 $6,000 2018 2019 2020 2021 2022 2023 2024 2025 2026 90402 $7,029 Los Angeles $2,929 United States $1,932
$2,000 $4,000 $6,000 2018 2022 2026
  • 90402$7,029
  • Los Angeles$2,929
  • United States$1,932

Typical home value — 90402

Mid-tier homes, smoothed and seasonally adjusted.

$1,000,000 $2,000,000 $3,000,000 $4,000,000 $5,000,000 2018 2020 2022 2024 2026 90402 $4,852,570 Los Angeles $950,020 United States $366,157
$1,000,000 $2,000,000 $3,000,000 $4,000,000 $5,000,000 2018 2022 2026
  • 90402$4,852,570
  • Los Angeles$950,020
  • United States$366,157

Within 20 miles

Showing 30 of 159 zips in range — sorting picks from all 159.

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
0.9 90403 Santa Monica 23,867 $3,655 $1,436,512
1.5 90401 Santa Monica 8,101 $3,716 $1,283,279
1.8 90404 Santa Monica 22,978 $3,299 $1,031,718
2.6 90405 Santa Monica 27,298 $3,354 $1,887,882
3.4 90025 Los Angeles 46,508 $3,216 $1,051,286
3.6 90049 Los Angeles 37,122 $3,748 $2,966,542
3.7 90291 Venice 26,324 $3,825 $1,907,076
3.9 90272 Pacific Palisades 21,390 $12,849 $2,850,079
4.4 90064 Los Angeles 26,642 $3,492 $1,834,140
4.4 90024 Los Angeles 51,675 $3,512 $1,333,696
4.8 90066 Los Angeles 56,740 $3,028 $1,692,692
5.1 90292 Marina Del Rey 23,982 $3,921 $1,230,276
5.4 90067 Los Angeles 3,875 $11,481 $1,580,025
5.5 90077 Los Angeles 8,386 $13,742 $3,061,985
6.0 90034 Los Angeles 57,075 $2,728 $1,405,747
6.1 90212 Beverly Hills 10,728 $3,670 $2,387,249
6.5 90094 Playa Vista 11,764 $4,591 $1,332,385
6.5 90232 Culver City 16,554 $3,683 $1,736,924
6.8 90230 Culver City 31,009 $3,363 $1,063,490
6.8 90035 Los Angeles 29,000 $3,326 $1,592,933
6.9 90210 Beverly Hills 19,004 $9,351 $5,308,262
7.0 90293 Playa Del Rey 12,655 $3,219 $891,466
7.2 90211 Beverly Hills 9,120 $4,026 $2,240,826
7.5 90290 Topanga 6,315 $6,317 $1,388,594
7.9 90048 Los Angeles 21,476 $3,350 $1,749,425
8.0 91403 Sherman Oaks 25,793 $2,759 $1,430,166
8.1 91436 Encino 15,969 $6,253 $2,180,971
8.1 90069 West Hollywood 20,961 $4,095 $1,226,759
8.3 90045 Los Angeles 41,786 $2,950 $1,469,676
8.3 90056 Los Angeles 8,543 $2,599 $1,644,899

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.