Zip lookup · CA

91731
El Monte, California.

El Monte, Los Angeles County, CA · Los Angeles-Long Beach-Anaheim, CA metro · population 27,620

What it costs per month · 91731 $3,966/mo

to buy the typical home at today's mortgage rate — +$1,973 (+99%) since Jan 2020.

What the home itself did
1 year
Up $8,535 +1%
$747,046$755,581 since Sep 2025
5 years
Up $111,826 +17%
$643,755$755,581 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$1,000 $2,000 $3,000 $4,000 2002 2006 2010 2014 2018 2022 2026 91731 $3,966 United States $1,922
$1,000 $2,000 $3,000 $4,000 2002 2010 2018 2026
  • 91731$3,966
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 22 years.

Typical home values in zip 91731 rose 1.1% over the past year — in step with the nation.

Asking rents in zip 91731 rose 2.9% over the past year — faster than the nation's +2.7%.

Owning the typical home in zip 91731 runs $2,710/mo more than renting one. The gap peaked at $2,906 in May 2026.

That is $5,203 a month against $2,493 rent: a $3,966 mortgage payment, plus $428 property tax and $809 insurance & upkeep.

Owning vs renting — zip 91731

The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.

$2,000 $3,000 $4,000 $5,000 2025 2026 Owning all in $5,203 Renting $2,493 Mortgage only $3,966
$2,000 $3,000 $4,000 $5,000 2025 2026
  • Owning all in$5,203
  • Renting$2,493
  • Mortgage only$3,966

Property tax · $428/mo 0.68% of value a year — the ACS 2020-2024 median bill over the median home value for Los Angeles County, CA

Insurance & upkeep · $809/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.

Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.

Zillow also publishes an index for the city itself: El Monte, CA — measured over the city limits, which is a different area from this zip.

Asking rent $2,493 as of Sep 2026
+2.9%year on year
Typical home value $755,581 as of Sep 2026
+1.1%year on year

Asking rent — 91731

Against the Los Angeles-Long Beach-Anaheim, CA metro and the national benchmark.

$2,000 $2,250 $2,500 $2,750 2025 2026 91731 $2,493 Los Angeles $2,929 United States $1,932
$2,000 $2,250 $2,500 $2,750 2025 2026
  • 91731$2,493
  • Los Angeles$2,929
  • United States$1,932

Typical home value — 91731

Mid-tier homes, smoothed and seasonally adjusted.

$250,000 $500,000 $750,000 $1,000,000 2018 2020 2022 2024 2026 91731 $755,581 Los Angeles $950,020 United States $366,157
$250,000 $500,000 $750,000 $1,000,000 2018 2022 2026
  • 91731$755,581
  • Los Angeles$950,020
  • United States$366,157

Within 20 miles

Showing 30 of 179 zips in range — sorting picks from all 179.

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
1.6 91732 El Monte 57,431 $2,494 $749,998
1.8 91780 Temple City 35,588 $3,268 $1,069,596
2.4 91733 South El Monte 41,255 $2,324 $748,136
2.7 91770 Rosemead 58,382 $2,755 $889,500
3.2 91776 San Gabriel 36,952 $2,757 $955,192
3.4 91007 Arcadia 33,029 $3,131 $1,391,009
3.7 91775 San Gabriel 23,672 $2,718 $1,250,084
3.9 91746 La Puente 28,387 — $754,307
4.0 91006 Arcadia 31,582 $3,816 $1,366,715
4.3 91706 Baldwin Park 71,082 $2,959 $709,075
4.8 91755 Monterey Park 26,810 $2,671 $900,669
4.9 90601 Whittier 30,078 $2,394 $854,534
5.1 91801 Alhambra 53,381 $2,750 $879,264
5.1 91108 San Marino 12,401 $7,866 $2,795,291
5.6 91016 Monrovia 41,140 $2,822 $971,806
5.9 91790 West Covina 44,710 $2,664 $825,278
6.0 90640 Montebello 61,382 $2,837 $818,049
6.1 91803 Alhambra 27,715 $2,411 $936,749
6.1 91107 Pasadena 32,316 $3,209 $1,303,322
6.3 91754 Monterey Park 32,248 $2,614 $916,513
6.3 91010 Duarte 27,589 $2,795 $766,940
6.4 91024 Sierra Madre 10,940 $2,850 $1,386,324
6.5 91106 Pasadena 23,910 $2,840 $905,392
6.6 91008 Duarte 743 — $1,900,057
6.8 91745 Hacienda Heights 54,351 $3,538 $944,430
6.8 91744 La Puente 76,942 $2,899 $731,536
6.9 90660 Pico Rivera 60,272 $2,291 $746,344
7.0 91030 South Pasadena 26,068 $2,655 $1,678,110
7.2 90606 Whittier 32,057 $2,966 $766,743
7.3 91101 Pasadena 21,165 $2,909 $761,768

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.