Zip lookup · CA

91786
Upland, California.

Upland, San Bernardino County, CA · Riverside-San Bernardino-Ontario, CA metro · population 55,829

What it costs per month · 91786 $3,746/mo

to buy the typical home at today's mortgage rate — +$1,997 (+114%) since Jan 2020.

What the home itself did
1 year
Up $7,378 +1%
$706,231$713,609 since Sep 2025
5 years
Up $113,766 +19%
$599,843$713,609 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$1,000 $2,000 $3,000 $4,000 2002 2006 2010 2014 2018 2022 2026 91786 $3,746 United States $1,922
$1,000 $2,000 $3,000 $4,000 2002 2010 2018 2026
  • 91786$3,746
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 20 years.

Typical home values in zip 91786 rose 1.0% over the past year — in step with the nation.

Asking rents in zip 91786 rose 3.4% over the past year — faster than the nation's +2.7%.

Owning the typical home in zip 91786 runs $2,615/mo more than renting one. The gap peaked at $2,800 in Jan 2025.

That is $4,926 a month against $2,311 rent: a $3,746 mortgage payment, plus $417 property tax and $764 insurance & upkeep.

Owning vs renting — zip 91786

The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.

$2,000 $3,000 $4,000 $5,000 2019 2020 2021 2022 2023 2024 2025 2026 Owning all in $4,926 Renting $2,311 Mortgage only $3,746
$2,000 $3,000 $4,000 $5,000 2020 2022 2024 2026
  • Owning all in$4,926
  • Renting$2,311
  • Mortgage only$3,746

Property tax · $417/mo 0.70% of value a year — the ACS 2020-2024 median bill over the median home value for San Bernardino County, CA

Insurance & upkeep · $764/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.

Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.

Zillow also publishes an index for the city itself: Upland, CA — measured over the city limits, which is a different area from this zip.

Asking rent $2,311 as of Sep 2026
+3.4%year on year
Typical home value $713,609 as of Sep 2026
+1.0%year on year

Asking rent — 91786

Against the Riverside-San Bernardino-Ontario, CA metro and the national benchmark.

$1,500 $2,000 $2,500 2019 2020 2021 2022 2023 2024 2025 2026 91786 $2,311 Riverside $2,533 United States $1,932
$1,500 $2,000 $2,500 2020 2022 2024 2026
  • 91786$2,311
  • Riverside$2,533
  • United States$1,932

Typical home value — 91786

Mid-tier homes, smoothed and seasonally adjusted.

$250,000 $500,000 $750,000 2018 2020 2022 2024 2026 91786 $713,609 Riverside $580,321 United States $366,157
$250,000 $500,000 $750,000 2018 2022 2026
  • 91786$713,609
  • Riverside$580,321
  • United States$366,157

Within 20 miles

Showing 30 of 64 zips in range — sorting picks from all 64.

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
2.5 91784 Upland 26,886 $4,084 $971,214
3.1 91763 Montclair 37,700 $2,895 $654,652
3.4 91711 Claremont 37,529 $3,128 $1,012,946
4.0 91764 Ontario 56,270 $2,600 $627,490
4.2 91701 Rancho Cucamonga 39,287 $3,155 $830,755
4.6 91730 Rancho Cucamonga 71,613 $2,740 $670,306
4.7 91767 Pomona 49,152 $2,389 $680,268
5.5 91762 Ontario 64,235 $2,562 $673,658
5.9 91737 Rancho Cucamonga 22,958 $3,559 $941,238
6.3 91761 Ontario 62,935 $2,587 $679,091
6.7 91750 La Verne 32,692 $3,008 $935,363
7.0 91766 Pomona 69,327 $2,340 $672,314
7.0 91710 Chino 78,754 $3,027 $756,530
7.8 91768 Pomona 34,200 $2,158 $664,569
8.4 91773 San Dimas 33,598 $2,761 $900,879
9.3 91739 Rancho Cucamonga 41,673 $2,796 $955,627
10.4 91759 Mt Baldy 341 — $373,384
10.5 91752 Mira Loma 37,983 $3,155 $819,127
10.5 91741 Glendora 26,071 $3,607 $1,002,228
10.7 91708 Chino 19,213 $3,378 $706,585
11.0 91740 Glendora 26,168 $2,536 $802,118
11.1 92358 Lytle Creek 672 — $404,106
11.2 91724 Covina 28,352 $2,896 $867,731
11.3 91709 Chino Hills 78,006 $3,088 $973,347
11.3 92335 Fontana 97,511 $2,570 $563,508
11.6 92337 Fontana 36,026 $3,304 $607,287
11.7 92336 Fontana 105,517 $3,466 $695,692
12.0 91765 Diamond Bar 44,502 $3,315 $1,010,834
12.5 91789 Walnut 40,298 $3,890 $1,127,897
12.9 91723 Covina 17,733 $2,320 $794,703

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.