Zip lookup · CA

92086
Warner Springs, California.

Warner Springs, San Diego County, CA · San Diego-Chula Vista-Carlsbad, CA metro · population 1,406

What it costs per month · 92086 $2,862/mo

to buy the typical home at today's mortgage rate — +$1,305 (+84%) since Jan 2020.

What the home itself did
1 year
Up $18,463 +4%
$526,726$545,189 since Sep 2025
5 years
Up $12,679 +2%
$532,510$545,189 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$1,000 $2,000 $3,000 2002 2006 2010 2014 2018 2022 2026 92086 $2,862 United States $1,922
$1,000 $2,000 $3,000 2002 2010 2018 2026
  • 92086$2,862
  • United States$1,922

Typical home values in zip 92086 rose 3.5% over the past year — faster than the nation's +1.2%.

Zillow also publishes an index for the city itself: Warner Springs, CA — measured over the city limits, which is a different area from this zip.

Typical home value $545,189 as of Sep 2026
+3.5%year on year

Typical home value — 92086

Mid-tier homes, smoothed and seasonally adjusted.

$200,000 $400,000 $600,000 $800,000 2018 2020 2022 2024 2026 92086 $545,189 San Diego $926,961 United States $366,157
$200,000 $400,000 $600,000 $800,000 2018 2022 2026
  • 92086$545,189
  • San Diego$926,961
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
8.3 92066 Ranchita 290 — $458,361
9.6 92070 Santa Ysabel 607 — $749,672
13.4 92060 Palomar Mountain 619 — $440,280
15.1 92539 Anza 3,774 — $390,690
16.5 92536 Aguanga 2,970 — $565,098
16.7 92061 Pauma Valley 1,543 — $822,484

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.