92277
Twentynine Palms, California.
Twentynine Palms, San Bernardino County, CA · Riverside-San Bernardino-Ontario, CA metro · population 26,277
to buy the typical home at today's mortgage rate — +$729 (+130%) since Jan 2020.
- 1 year
- Down $2,569 -1%
- $248,038$245,469 since Sep 2025
- 5 years
- Up $7,098 +3%
- $238,371$245,469 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- 92277$1,288
- United States$1,922
Typical home values in zip 92277 fell 1.0% over the past year — slower than the nation's +1.2%.
Asking rents in zip 92277 rose 3.9% over the past year — faster than the nation's +2.7%.
Owning the typical home in zip 92277 runs $204/mo more than renting one. The gap peaked at $603 in Oct 2022.
That is $1,698 a month against $1,494 rent: a $1,288 mortgage payment, plus $147 property tax and $263 insurance & upkeep.
Owning vs renting — zip 92277
The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.
- Owning all in$1,698
- Renting$1,494
- Mortgage only$1,288
Property tax · $147/mo 0.72% of value a year — the ACS 2020-2024 median bill over the median home value for 2 counties
Insurance & upkeep · $263/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.
Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.
This zip spans 2 counties: San Bernardino County, CA 78% · Riverside County, CA 22%
Zillow also publishes an index for the city itself: Twentynine Palms, CA — measured over the city limits, which is a different area from this zip.
Asking rent — 92277
Against the Riverside-San Bernardino-Ontario, CA metro and the national benchmark.
- 92277$1,494
- Riverside$2,533
- United States$1,932
Typical home value — 92277
Mid-tier homes, smoothed and seasonally adjusted.
- 92277$245,469
- Riverside$580,321
- United States$366,157
Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.