Zip lookup · CA

93704
Fresno, California.

Fresno, Fresno County, CA · Fresno, CA metro · population 28,932

What it costs per month · 93704 $1,948/mo

to buy the typical home at today's mortgage rate — +$1,017 (+109%) since Jan 2020.

What the home itself did
1 year
Up $1,026 +0%
$370,120$371,146 since Sep 2025
5 years
Up $53,505 +17%
$317,641$371,146 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 93704 $1,948 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 93704$1,948
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 22 years.

Typical home values in zip 93704 rose 0.3% over the past year — slower than the nation's +1.2%.

Asking rents in zip 93704 fell 0.6% over the past year — slower than the nation's +2.7%.

Owning the typical home in zip 93704 runs $975/mo more than renting one. The gap peaked at $1,119 in May 2024.

That is $2,573 a month against $1,598 rent: a $1,948 mortgage payment, plus $228 property tax and $397 insurance & upkeep.

Owning vs renting — zip 93704

The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.

$1,500 $2,000 $2,500 2022 2023 2024 2025 2026 Owning all in $2,573 Renting $1,598 Mortgage only $1,948
$1,500 $2,000 $2,500 2022 2024 2026
  • Owning all in$2,573
  • Renting$1,598
  • Mortgage only$1,948

Property tax · $228/mo 0.74% of value a year — the ACS 2020-2024 median bill over the median home value for Fresno County, CA

Insurance & upkeep · $397/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.

Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.

Zillow also publishes an index for the city itself: Fresno, CA — measured over the city limits, which is a different area from this zip.

Asking rent $1,598 as of Sep 2026
-0.6%year on year
Typical home value $371,146 as of Sep 2026
+0.3%year on year

Asking rent — 93704

Against the Fresno, CA metro and the national benchmark.

$1,250 $1,500 $1,750 $2,000 2022 2023 2024 2025 2026 93704 $1,598 Fresno $2,052 United States $1,932
$1,250 $1,500 $1,750 $2,000 2022 2024 2026
  • 93704$1,598
  • Fresno$2,052
  • United States$1,932

Typical home value — 93704

Mid-tier homes, smoothed and seasonally adjusted.

$250,000 $300,000 $350,000 $400,000 2018 2020 2022 2024 2026 93704 $371,146 Fresno $404,052 United States $366,157
$250,000 $300,000 $350,000 $400,000 2018 2022 2026
  • 93704$371,146
  • Fresno$404,052
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
1.7 93705 Fresno 38,888 $1,538 $312,109
2.3 93726 Fresno 44,527 $1,511 $325,011
2.7 93710 Fresno 31,669 $1,789 $389,442
2.8 93650 Fresno 3,333 — $294,433
3.0 93711 Fresno 39,245 $2,227 $507,092
3.1 93703 Fresno 33,420 $1,506 $291,242
3.1 93728 Fresno 18,313 $1,545 $294,767
3.6 93701 Fresno 9,808 $1,203 $238,302
4.2 93722 Fresno 86,110 $2,143 $395,002
4.7 93720 Fresno 50,089 $2,102 $486,819
4.8 93721 Fresno 7,225 $1,450 $197,712
5.0 93702 Fresno 43,875 $1,466 $248,544
5.2 93612 Clovis 37,755 $1,794 $370,991
6.7 93727 Fresno 84,107 $2,296 $426,525
6.9 93611 Clovis 46,624 $2,386 $488,479
7.6 93730 Fresno 14,263 $2,652 $643,869
8.4 93723 Fresno 14,726 $2,700 $507,215
9.2 93737 Fresno 7,279 $2,776 $516,328
11.6 93706 Fresno 40,638 $1,632 $284,485
12.5 93725 Fresno 24,575 $1,695 $353,483
13.2 93636 Madera 15,294 $2,751 $522,603
14.1 93625 Fowler 8,778 — $469,236
15.0 93619 Clovis 55,610 $2,580 $604,152
15.3 93616 Del Rey 2,402 — $385,531
17.3 93626 Friant 3,304 — $616,477
19.0 93630 Kerman 21,284 $2,500 $412,636
19.2 93609 Caruthers 4,740 — $392,194
19.9 93648 Parlier 15,184 — $328,016

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.