Zip lookup · CA

93923
Carmel-by-the-Sea, California.

Carmel-by-the-Sea, Monterey County, CA · Salinas, CA metro · population 12,565

What it costs per month · 93923 $12,382/mo

to buy the typical home at today's mortgage rate — +$7,205 (+139%) since Jan 2020.

What the home itself did
1 year
Up $147,159 +7%
$2,211,845$2,359,004 since Sep 2025
5 years
Up $454,547 +24%
$1,904,457$2,359,004 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$2,500 $5,000 $7,500 $10,000 $12,500 2002 2006 2010 2014 2018 2022 2026 93923 $12,382 United States $1,922
$2,500 $5,000 $7,500 $10,000 $12,500 2002 2010 2018 2026
  • 93923$12,382
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 16 years.

Typical home values in zip 93923 rose 6.7% over the past year — faster than the nation's +1.2%.

Zillow also publishes an index for the city itself: Carmel-by-the-Sea, CA — measured over the city limits, which is a different area from this zip.

Asking rent $5,733 as of Sep 2026
Typical home value $2,359,004 as of Sep 2026
+6.7%year on year

Asking rent — 93923

Against the Salinas, CA metro and the national benchmark.

$2,000 $4,000 $6,000 2026 93923 $5,733 Salinas $2,771 United States $1,932
$2,000 $4,000 $6,000 2026
  • 93923$5,733
  • Salinas$2,771
  • United States$1,932

Typical home value — 93923

Mid-tier homes, smoothed and seasonally adjusted.

$500,000 $1,000,000 $1,500,000 $2,000,000 2018 2020 2022 2024 2026 93923 $2,359,004 Salinas $841,133 United States $366,157
$500,000 $1,000,000 $1,500,000 $2,000,000 2018 2022 2026
  • 93923$2,359,004
  • Salinas$841,133
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
4.4 93940 Monterey 30,605 $2,695 $1,119,557
9.2 93924 Carmel Valley 6,316 $5,175 $1,430,204
14.9 93953 Pebble Beach 3,613 — $2,863,039
15.0 93955 Seaside 32,266 $2,873 $782,155
16.4 93950 Pacific Grove 14,951 $3,176 $1,367,457
17.4 93962 Spreckels 174 — $845,274
18.6 93908 Salinas 12,450 $4,533 $1,170,299
18.8 93933 Marina 28,122 $2,873 $861,192
19.3 93901 Salinas 29,724 $2,420 $770,381

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.