Zip lookup · CA

94018
Half Moon Bay, California.

Half Moon Bay, San Mateo County, CA · San Francisco-Oakland-Berkeley, CA metro · population 3,834

What it costs per month · 94018 $7,793/mo

to buy the typical home at today's mortgage rate — +$3,703 (+91%) since Jan 2020.

What the home itself did
1 year
Up $22,315 +2%
$1,462,407$1,484,722 since Sep 2025
5 years
Up $147,336 +11%
$1,337,386$1,484,722 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$2,000 $4,000 $6,000 $8,000 2002 2006 2010 2014 2018 2022 2026 94018 $7,793 United States $1,922
$2,000 $4,000 $6,000 $8,000 2002 2010 2018 2026
  • 94018$7,793
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 33 years.

Typical home values in zip 94018 rose 1.5% over the past year — faster than the nation's +1.2%.

Zillow also publishes an index for the city itself: Half Moon Bay, CA — measured over the city limits, which is a different area from this zip.

Typical home value $1,484,722 as of Sep 2026
+1.5%year on year

Typical home value — 94018

Mid-tier homes, smoothed and seasonally adjusted.

$500,000 $1,000,000 $1,500,000 2018 2020 2022 2024 2026 94018 $1,484,722 San Francisco $1,120,379 United States $366,157
$500,000 $1,000,000 $1,500,000 2018 2022 2026
  • 94018$1,484,722
  • San Francisco$1,120,379
  • United States$366,157

Within 20 miles

Showing 30 of 47 zips in range — sorting picks from all 47.

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
1.7 94038 Moss Beach 2,683 — $1,486,475
3.5 94037 Montara 2,917 — $1,471,750
5.6 94019 Half Moon Bay 14,419 $4,625 $1,585,013
6.9 94044 Pacifica 37,274 $3,594 $1,253,656
7.0 94010 Burlingame 43,025 $4,144 $3,518,459
7.5 94030 Millbrae 22,689 $4,081 $2,055,555
8.0 94402 San Mateo 25,475 $4,073 $2,455,158
8.5 94066 San Bruno 42,728 $3,358 $1,289,406
9.5 94403 San Mateo 43,276 $3,886 $1,808,982
9.6 94002 Belmont 27,534 $3,789 $2,270,293
9.7 94401 San Mateo 35,295 $3,671 $1,204,254
10.7 94080 South San Francisco 64,761 $4,134 $1,214,105
11.1 94070 San Carlos 30,447 $4,365 $2,445,009
11.2 94062 Redwood City 25,759 $3,541 $2,711,349
11.7 94404 San Mateo 35,881 $4,467 $1,702,015
12.1 94015 Daly City 64,091 $2,963 $1,169,086
12.6 94065 Redwood City 11,673 $3,986 $1,778,947
12.8 94014 Daly City 45,315 $3,518 $1,003,938
13.1 94005 Brisbane 4,692 $3,012 $1,147,125
13.3 94061 Redwood City 37,048 $3,820 $1,963,145
14.6 94063 Redwood City 34,433 $4,678 $1,272,610
14.9 94112 San Francisco 79,277 $4,080 $1,183,444
14.9 94132 San Francisco 26,859 $3,276 $1,403,427
15.1 94134 San Francisco 38,633 $4,417 $1,093,615
15.2 94027 Atherton 7,002 $15,500 $8,728,582
15.9 94127 San Francisco 20,288 $6,083 $2,055,660
16.3 94124 San Francisco 34,475 $4,293 $938,112
16.4 94025 Menlo Park 40,721 $4,261 $2,934,751
16.5 94116 San Francisco 43,791 $5,020 $1,646,701
16.6 94131 San Francisco 28,504 $5,022 $1,784,754

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.