94038
Moss Beach, California.
Moss Beach, San Mateo County, CA · San Francisco-Oakland-Berkeley, CA metro · population 2,683
to buy the typical home at today's mortgage rate — +$3,811 (+95%) since Jan 2020.
- 1 year
- Up $50,207 +3%
- $1,436,268$1,486,475 since Sep 2025
- 5 years
- Up $188,080 +14%
- $1,298,395$1,486,475 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- 94038$7,802
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 26 years.
Typical home values in zip 94038 rose 3.5% over the past year — faster than the nation's +1.2%.
Zillow also publishes an index for the city itself: Moss Beach, CA — measured over the city limits, which is a different area from this zip.
Typical home value — 94038
Mid-tier homes, smoothed and seasonally adjusted.
- 94038$1,486,475
- San Francisco$1,120,379
- United States$366,157
Within 20 miles
Showing 30 of 54 zips in range — sorting picks from all 54.
| Miles sorted ascending, activate to sort descending | Zip activate to sort by Zip | City activate to sort by City | Population activate to sort by Population | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|---|
| 1.7 | 94018 | El Granada | 3,834 | — | $1,484,722 |
| 1.8 | 94037 | Montara | 2,917 | — | $1,471,750 |
| 5.3 | 94044 | Pacifica | 37,274 | $3,594 | $1,253,656 |
| 6.6 | 94010 | Burlingame | 43,025 | $4,144 | $3,518,459 |
| 6.6 | 94030 | Millbrae | 22,689 | $4,081 | $2,055,555 |
| 7.2 | 94019 | Half Moon Bay | 14,419 | $4,625 | $1,585,013 |
| 7.2 | 94066 | San Bruno | 42,728 | $3,358 | $1,289,406 |
| 8.3 | 94402 | San Mateo | 25,475 | $4,073 | $2,455,158 |
| 9.4 | 94080 | South San Francisco | 64,761 | $4,134 | $1,214,105 |
| 9.6 | 94401 | San Mateo | 35,295 | $3,671 | $1,204,254 |
| 9.9 | 94403 | San Mateo | 43,276 | $3,886 | $1,808,982 |
| 10.3 | 94002 | Belmont | 27,534 | $3,789 | $2,270,293 |
| 10.5 | 94015 | Daly City | 64,091 | $2,963 | $1,169,086 |
| 11.3 | 94014 | Daly City | 45,315 | $3,518 | $1,003,938 |
| 11.7 | 94005 | Brisbane | 4,692 | $3,012 | $1,147,125 |
| 12.0 | 94404 | San Mateo | 35,881 | $4,467 | $1,702,015 |
| 12.0 | 94070 | San Carlos | 30,447 | $4,365 | $2,445,009 |
| 12.6 | 94062 | Redwood City | 25,759 | $3,541 | $2,711,349 |
| 13.0 | 94065 | Redwood City | 11,673 | $3,986 | $1,778,947 |
| 13.3 | 94132 | San Francisco | 26,859 | $3,276 | $1,403,427 |
| 13.4 | 94112 | San Francisco | 79,277 | $4,080 | $1,183,444 |
| 13.7 | 94134 | San Francisco | 38,633 | $4,417 | $1,093,615 |
| 14.4 | 94061 | Redwood City | 37,048 | $3,820 | $1,963,145 |
| 14.4 | 94127 | San Francisco | 20,288 | $6,083 | $2,055,660 |
| 14.9 | 94116 | San Francisco | 43,791 | $5,020 | $1,646,701 |
| 15.0 | 94124 | San Francisco | 34,475 | $4,293 | $938,112 |
| 15.1 | 94131 | San Francisco | 28,504 | $5,022 | $1,784,754 |
| 15.4 | 94063 | Redwood City | 34,433 | $4,678 | $1,272,610 |
| 15.7 | 94110 | San Francisco | 66,865 | $4,931 | $1,446,124 |
| 16.0 | 94122 | San Francisco | 55,819 | $4,207 | $1,740,129 |
Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.