Zip lookup · CA

94501
Alameda, California.

Alameda, Alameda County, CA · San Francisco-Oakland-Berkeley, CA metro · population 63,808

What it costs per month · 94501 $6,022/mo

to buy the typical home at today's mortgage rate — +$2,459 (+69%) since Jan 2020.

What the home itself did
1 year
Up $36,227 +3%
$1,111,047$1,147,274 since Sep 2025
5 years
Down $19,692 -2%
$1,166,965$1,147,274 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$2,000 $4,000 $6,000 2002 2006 2010 2014 2018 2022 2026 94501 $6,022 United States $1,922
$2,000 $4,000 $6,000 2002 2010 2018 2026
  • 94501$6,022
  • United States$1,922

At the last five years' pace, prices here aren't rising.

Typical home values in zip 94501 rose 3.3% over the past year — faster than the nation's +1.2%.

Asking rents in zip 94501 rose 5.9% over the past year — faster than the nation's +2.7%.

Owning the typical home in zip 94501 runs $5,168/mo more than renting one. The gap peaked at $5,793 in Oct 2023.

That is $7,993 a month against $2,825 rent: a $6,022 mortgage payment, plus $743 property tax and $1,228 insurance & upkeep.

Owning vs renting — zip 94501

The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.

$2,000 $4,000 $6,000 $8,000 2018 2020 2022 2024 2026 Owning all in $7,993 Renting $2,825 Mortgage only $6,022
$2,000 $4,000 $6,000 $8,000 2018 2022 2026
  • Owning all in$7,993
  • Renting$2,825
  • Mortgage only$6,022

Property tax · $743/mo 0.78% of value a year — the ACS 2020-2024 median bill over the median home value for 2 counties

Insurance & upkeep · $1,228/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.

Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.

This zip spans 2 counties: Alameda County, CA 100% · San Francisco County, CA 0%

Zillow also publishes an index for the city itself: Alameda, CA — measured over the city limits, which is a different area from this zip.

Asking rent $2,825 as of Sep 2026
+5.9%year on year
Typical home value $1,147,274 as of Sep 2026
+3.3%year on year

Asking rent — 94501

Against the San Francisco-Oakland-Berkeley, CA metro and the national benchmark.

$1,500 $2,000 $2,500 $3,000 $3,500 2018 2020 2022 2024 2026 94501 $2,825 San Francisco $3,445 United States $1,932
$1,500 $2,000 $2,500 $3,000 $3,500 2018 2022 2026
  • 94501$2,825
  • San Francisco$3,445
  • United States$1,932

Typical home value — 94501

Mid-tier homes, smoothed and seasonally adjusted.

$250,000 $500,000 $750,000 $1,000,000 $1,250,000 2018 2020 2022 2024 2026 94501 $1,147,274 San Francisco $1,120,379 United States $366,157
$250,000 $500,000 $750,000 $1,000,000 $1,250,000 2018 2022 2026
  • 94501$1,147,274
  • San Francisco$1,120,379
  • United States$366,157

Within 20 miles

Showing 30 of 113 zips in range — sorting picks from all 113.

10 mi 20 mi 50 mi
Miles Zip City Population Rent Home value
2.0 94606 Oakland 39,966 $2,543 $593,953
2.3 94612 Oakland 18,175 $3,158 $530,669
2.6 94607 Oakland 28,804 $2,742 $513,751
3.1 94601 Oakland 53,259 $2,216 $553,360
3.2 94610 Oakland 32,628 $2,344 $1,200,916
3.2 94502 Alameda 13,430 $5,538 $1,142,089
4.2 94609 Oakland 23,928 $2,780 $968,042
4.2 94608 Emeryville 34,395 $2,945 $604,472
4.4 94602 Oakland 31,759 $2,730 $1,012,291
4.5 94621 Oakland 33,840 $2,412 $445,423
5.1 94611 Oakland 40,116 $2,996 $1,409,497
5.2 94618 Oakland 16,958 $2,987 $1,653,325
6.0 94603 Oakland 35,742 $2,640 $507,514
6.0 94130 San Francisco 2,429 $3,890 —
6.1 94703 Berkeley 20,934 $2,544 $1,257,344
6.3 94702 Berkeley 17,635 $2,828 $1,161,105
6.3 94704 Berkeley 23,788 $2,946 $1,138,840
6.4 94158 San Francisco 11,314 $5,627 $1,380,642
6.4 94619 Oakland 26,831 $2,938 $832,199
6.5 94710 Berkeley 8,380 $3,217 $984,984
6.5 94705 Berkeley 13,991 $2,826 $1,974,361
6.6 94107 San Francisco 31,823 $5,099 $1,054,806
6.8 94124 San Francisco 34,475 $4,293 $938,112
6.8 94105 San Francisco 13,861 $5,991 $1,130,548
7.0 94605 Oakland 44,103 $2,694 $659,248
7.0 94111 San Francisco 4,579 — $1,143,435
7.0 94104 San Francisco 498 — $1,149,328
7.1 94709 Berkeley 12,146 $2,729 $1,323,943
7.2 94577 San Leandro 46,317 $2,691 $794,024
7.4 94108 San Francisco 11,305 $3,750 $1,048,767

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.