Zip lookup · CA

94531
Antioch, California.

Antioch, Contra Costa County, CA · San Francisco-Oakland-Berkeley, CA metro · population 46,387

What it costs per month · 94531 $3,456/mo

to buy the typical home at today's mortgage rate — +$1,598 (+86%) since Jan 2020.

What the home itself did
1 year
Down $2,154 -0%
$660,573$658,419 since Sep 2025
5 years
Down $12,939 -2%
$671,358$658,419 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$1,000 $2,000 $3,000 $4,000 2002 2006 2010 2014 2018 2022 2026 94531 $3,456 United States $1,922
$1,000 $2,000 $3,000 $4,000 2002 2010 2018 2026
  • 94531$3,456
  • United States$1,922

At the last five years' pace, prices here aren't rising.

Typical home values in zip 94531 fell 0.3% over the past year — slower than the nation's +1.2%.

Asking rents in zip 94531 rose 5.9% over the past year — faster than the nation's +2.7%.

Owning the typical home in zip 94531 runs $1,160/mo more than renting one. The gap peaked at $1,727 in Oct 2022.

That is $4,614 a month against $3,453 rent: a $3,456 mortgage payment, plus $453 property tax and $705 insurance & upkeep.

Owning vs renting — zip 94531

The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.

$2,000 $3,000 $4,000 $5,000 2021 2022 2023 2024 2025 2026 Owning all in $4,614 Renting $3,453 Mortgage only $3,456
$2,000 $3,000 $4,000 $5,000 2022 2024 2026
  • Owning all in$4,614
  • Renting$3,453
  • Mortgage only$3,456

Property tax · $453/mo 0.83% of value a year — the ACS 2020-2024 median bill over the median home value for Contra Costa County, CA

Insurance & upkeep · $705/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.

Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.

Zillow also publishes an index for the city itself: Antioch, CA — measured over the city limits, which is a different area from this zip.

Asking rent $3,453 as of Sep 2026
+5.9%year on year
Typical home value $658,419 as of Sep 2026
-0.3%year on year

Asking rent — 94531

Against the San Francisco-Oakland-Berkeley, CA metro and the national benchmark.

$1,500 $2,000 $2,500 $3,000 $3,500 2021 2022 2023 2024 2025 2026 94531 $3,453 San Francisco $3,445 United States $1,932
$1,500 $2,000 $2,500 $3,000 $3,500 2022 2024 2026
  • 94531$3,453
  • San Francisco$3,445
  • United States$1,932

Typical home value — 94531

Mid-tier homes, smoothed and seasonally adjusted.

$250,000 $500,000 $750,000 $1,000,000 $1,250,000 2018 2020 2022 2024 2026 94531 $658,419 San Francisco $1,120,379 United States $366,157
$250,000 $500,000 $750,000 $1,000,000 $1,250,000 2018 2022 2026
  • 94531$658,419
  • San Francisco$1,120,379
  • United States$366,157

Within 20 miles

Showing 30 of 33 zips in range — sorting picks from all 33.

10 mi 20 mi 50 mi
Miles Zip City Population Rent Home value
3.2 94509 Antioch 70,090 $2,348 $536,330
5.3 94561 Oakley 46,368 $3,294 $653,759
5.5 94513 Brentwood 69,755 $3,420 $781,518
7.2 94517 Clayton 12,316 $4,985 $1,027,282
9.0 94511 Bethel Island 1,864 — $626,543
9.0 94565 Pittsburg 100,488 $2,429 $559,194
10.5 94521 Concord 41,909 $2,912 $772,049
11.7 94514 Byron 1,953 — $839,627
12.0 94598 Walnut Creek 27,206 $3,266 $1,369,644
12.1 94505 Discovery Bay 14,970 $3,570 $773,799
12.4 94506 Danville 27,055 $4,903 $1,982,682
12.7 94528 Diablo 1,049 — $3,107,080
13.0 94519 Concord 19,058 $3,280 $709,070
13.3 94518 Concord 27,345 $2,684 $825,058
13.7 94551 Livermore 37,885 $3,146 $963,197
13.9 94571 Rio Vista 10,974 $2,450 $451,356
14.3 94520 Concord 37,381 $2,401 $600,650
14.3 94507 Alamo 14,586 $7,150 $2,532,469
14.9 94596 Walnut Creek 23,417 $2,933 $1,064,425
14.9 95219 Stockton 31,713 $2,136 $540,731
14.9 94526 Danville 32,584 $3,797 $1,711,410
15.3 94582 San Ramon 47,424 $3,402 $1,664,501
16.1 94588 Pleasanton 34,328 $3,008 $1,351,989
16.2 94597 Walnut Creek 23,129 $2,711 $972,248
16.3 94523 Pleasant Hill 34,592 $3,043 $968,536
16.4 95641 Isleton 2,214 — $398,674
16.5 95391 Tracy 25,574 $3,048 $848,137
16.9 94595 Walnut Creek 16,988 $3,560 $665,851
17.3 94583 San Ramon 39,583 $2,930 $1,331,929
17.9 94568 Dublin 70,803 $3,325 $1,229,076

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.