Zip lookup · CA

94551
Livermore, California.

Livermore, Alameda County, CA · San Francisco-Oakland-Berkeley, CA metro · population 37,885

What it costs per month · 94551 $5,056/mo

to buy the typical home at today's mortgage rate — +$2,379 (+89%) since Jan 2020.

What the home itself did
1 year
Down $34,019 -3%
$997,216$963,197 since Sep 2025
5 years
Up $39,808 +4%
$923,389$963,197 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$1,000 $2,000 $3,000 $4,000 $5,000 2002 2006 2010 2014 2018 2022 2026 94551 $5,056 United States $1,922
$1,000 $2,000 $3,000 $4,000 $5,000 2002 2010 2018 2026
  • 94551$5,056
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 82 years.

Typical home values in zip 94551 fell 3.4% over the past year — slower than the nation's +1.2%.

Asking rents in zip 94551 rose 3.7% over the past year — faster than the nation's +2.7%.

Owning the typical home in zip 94551 runs $3,579/mo more than renting one. The gap peaked at $4,487 in May 2024.

That is $6,725 a month against $3,146 rent: a $5,056 mortgage payment, plus $638 property tax and $1,031 insurance & upkeep.

Owning vs renting — zip 94551

The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.

$2,500 $5,000 $7,500 2018 2020 2022 2024 2026 Owning all in $6,725 Renting $3,146 Mortgage only $5,056
$2,500 $5,000 $7,500 2018 2022 2026
  • Owning all in$6,725
  • Renting$3,146
  • Mortgage only$5,056

Property tax · $638/mo 0.80% of value a year — the ACS 2020-2024 median bill over the median home value for 2 counties

Insurance & upkeep · $1,031/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.

Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.

This zip spans 2 counties: Alameda County, CA 63% · Contra Costa County, CA 37%

Zillow also publishes an index for the city itself: Livermore, CA — measured over the city limits, which is a different area from this zip.

Asking rent $3,146 as of Sep 2026
+3.7%year on year
Typical home value $963,197 as of Sep 2026
-3.4%year on year

Asking rent — 94551

Against the San Francisco-Oakland-Berkeley, CA metro and the national benchmark.

$1,500 $2,000 $2,500 $3,000 $3,500 2018 2020 2022 2024 2026 94551 $3,146 San Francisco $3,445 United States $1,932
$1,500 $2,000 $2,500 $3,000 $3,500 2018 2022 2026
  • 94551$3,146
  • San Francisco$3,445
  • United States$1,932

Typical home value — 94551

Mid-tier homes, smoothed and seasonally adjusted.

$250,000 $500,000 $750,000 $1,000,000 $1,250,000 2018 2020 2022 2024 2026 94551 $963,197 San Francisco $1,120,379 United States $366,157
$250,000 $500,000 $750,000 $1,000,000 $1,250,000 2018 2022 2026
  • 94551$963,197
  • San Francisco$1,120,379
  • United States$366,157

Within 20 miles

Showing 30 of 36 zips in range — sorting picks from all 36.

10 mi 20 mi 50 mi
Miles Zip City Population Rent Home value
6.8 94588 Pleasanton 34,328 $3,008 $1,351,989
8.3 94568 Dublin 70,803 $3,325 $1,229,076
8.4 94582 San Ramon 47,424 $3,402 $1,664,501
8.5 94514 Byron 1,953 — $839,627
8.6 94506 Danville 27,055 $4,903 $1,982,682
9.2 94566 Pleasanton 44,222 $3,430 $1,644,043
9.3 95391 Tracy 25,574 $3,048 $848,137
11.4 94517 Clayton 12,316 $4,985 $1,027,282
12.0 94505 Discovery Bay 14,970 $3,570 $773,799
12.2 94528 Diablo 1,049 — $3,107,080
12.2 94513 Brentwood 69,755 $3,420 $781,518
12.7 94583 San Ramon 39,583 $2,930 $1,331,929
12.8 94526 Danville 32,584 $3,797 $1,711,410
13.7 94531 Antioch 46,387 $3,453 $658,419
13.8 94586 Sunol 971 — $1,427,217
14.3 94552 Castro Valley 14,506 $4,004 $1,364,641
15.0 94507 Alamo 14,586 $7,150 $2,532,469
15.2 94598 Walnut Creek 27,206 $3,266 $1,369,644
16.2 94542 Hayward 14,871 $2,535 $1,212,614
16.2 95377 Tracy 37,739 $3,057 $736,285
16.4 94509 Antioch 70,090 $2,348 $536,330
16.6 94561 Oakley 46,368 $3,294 $653,759
17.6 94596 Walnut Creek 23,417 $2,933 $1,064,425
17.6 94521 Concord 41,909 $2,912 $772,049
17.9 95376 Tracy 54,488 $2,522 $575,545
17.9 94536 Fremont 70,619 $3,353 $1,375,210
18.1 94546 Castro Valley 44,855 $2,879 $1,006,862
18.4 94544 Hayward 76,947 $2,637 $804,006
18.6 94595 Walnut Creek 16,988 $3,560 $665,851
18.7 94539 Fremont 52,396 $4,088 $2,155,195

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.