Zip lookup · CA

94589
Vallejo, California.

Vallejo, Solano County, CA · Vallejo, CA metro · population 29,990

What it costs per month · 94589 $2,597/mo

to buy the typical home at today's mortgage rate — +$1,120 (+76%) since Jan 2020.

What the home itself did
1 year
Down $13,034 -3%
$507,853$494,819 since Sep 2025
5 years
Down $2,811 -1%
$497,630$494,819 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$1,000 $2,000 $3,000 2002 2006 2010 2014 2018 2022 2026 94589 $2,597 United States $1,922
$1,000 $2,000 $3,000 2002 2010 2018 2026
  • 94589$2,597
  • United States$1,922

At the last five years' pace, prices here aren't rising.

Typical home values in zip 94589 fell 2.6% over the past year — slower than the nation's +1.2%.

Asking rents in zip 94589 rose 0.6% over the past year — slower than the nation's +2.7%.

Owning the typical home in zip 94589 runs $936/mo more than renting one. The gap peaked at $1,503 in Oct 2023.

That is $3,435 a month against $2,500 rent: a $2,597 mortgage payment, plus $308 property tax and $530 insurance & upkeep.

Owning vs renting — zip 94589

The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.

$2,500 $3,000 $3,500 2022 2023 2024 2025 2026 Owning all in $3,435 Renting $2,500 Mortgage only $2,597
$2,500 $3,000 $3,500 2022 2024 2026
  • Owning all in$3,435
  • Renting$2,500
  • Mortgage only$2,597

Property tax · $308/mo 0.75% of value a year — the ACS 2020-2024 median bill over the median home value for Solano County, CA

Insurance & upkeep · $530/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.

Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.

Zillow also publishes an index for the city itself: Vallejo, CA — measured over the city limits, which is a different area from this zip.

Asking rent $2,500 as of Sep 2026
+0.6%year on year
Typical home value $494,819 as of Sep 2026
-2.6%year on year

Asking rent — 94589

Against the Vallejo, CA metro and the national benchmark.

$1,750 $2,000 $2,250 $2,500 2022 2023 2024 2025 2026 94589 $2,500 Vallejo $2,464 United States $1,932
$1,750 $2,000 $2,250 $2,500 2022 2024 2026
  • 94589$2,500
  • Vallejo$2,464
  • United States$1,932

Typical home value — 94589

Mid-tier homes, smoothed and seasonally adjusted.

$200,000 $400,000 $600,000 2018 2020 2022 2024 2026 94589 $494,819 Vallejo $571,154 United States $366,157
$200,000 $400,000 $600,000 2018 2022 2026
  • 94589$494,819
  • Vallejo$571,154
  • United States$366,157

Within 20 miles

Showing 30 of 46 zips in range — sorting picks from all 46.

10 mi 20 mi 50 mi
Miles Zip City Population Rent Home value
2.9 94591 Vallejo 58,193 $2,319 $583,862
3.2 94590 Vallejo 37,128 $2,055 $460,385
3.8 94503 American Canyon 21,841 $3,347 $727,897
3.9 94592 Vallejo 1,049 — $707,916
6.5 94525 Crockett 3,372 $2,165 $659,084
6.9 94510 Benicia 26,749 $2,455 $780,647
7.3 94569 Port Costa 296 — $656,450
8.1 94559 Napa 27,714 $2,757 $783,972
8.2 94572 Rodeo 8,976 $2,242 $646,763
9.4 94547 Hercules 26,302 $3,209 $735,574
9.6 94534 Fairfield 41,203 $2,628 $687,848
10.6 94564 Pinole 18,761 $2,800 $716,196
12.2 94553 Martinez 48,643 $2,509 $749,473
12.3 94806 San Pablo 62,546 $2,401 $571,391
12.9 94803 El Sobrante 27,659 $2,988 $726,110
14.1 95476 Sonoma 35,196 $2,991 $931,975
14.4 94805 Richmond 14,670 $2,772 $693,927
15.0 94801 Richmond 33,591 $2,263 $506,862
15.4 94520 Concord 37,381 $2,401 $600,650
15.5 94530 El Cerrito 26,401 $2,597 $1,119,704
15.9 94523 Pleasant Hill 34,592 $3,043 $968,536
16.1 94804 Richmond 44,891 $2,659 $566,473
16.2 94533 Fairfield 78,805 $2,318 $532,198
16.4 94949 Novato 17,787 $3,883 $1,207,546
16.5 94519 Concord 19,058 $3,280 $709,070
16.5 94708 Berkeley 11,947 $3,146 $1,627,180
16.8 94945 Novato 17,635 $4,612 $1,063,156
16.8 94585 Suisun City 29,357 $2,759 $531,013
16.9 94707 Berkeley 12,811 $3,443 $1,774,965
17.6 94706 Albany 19,969 $2,685 $1,241,732

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.