Zip lookup · CA

94806
San Pablo, California.

San Pablo, Contra Costa County, CA · San Francisco-Oakland-Berkeley, CA metro · population 62,546

What it costs per month · 94806 $2,999/mo

to buy the typical home at today's mortgage rate — +$1,201 (+67%) since Jan 2020.

What the home itself did
1 year
Down $3,048 -1%
$574,439$571,391 since Sep 2025
5 years
Down $37,030 -6%
$608,421$571,391 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$1,000 $2,000 $3,000 2002 2006 2010 2014 2018 2022 2026 94806 $2,999 United States $1,922
$1,000 $2,000 $3,000 2002 2010 2018 2026
  • 94806$2,999
  • United States$1,922

At the last five years' pace, prices here aren't rising.

Typical home values in zip 94806 fell 0.5% over the past year — slower than the nation's +1.2%.

Asking rents in zip 94806 fell 0.0% over the past year — slower than the nation's +2.7%.

Owning the typical home in zip 94806 runs $1,603/mo more than renting one. The gap peaked at $2,129 in Oct 2022.

That is $4,004 a month against $2,401 rent: a $2,999 mortgage payment, plus $393 property tax and $612 insurance & upkeep.

Owning vs renting — zip 94806

The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.

$2,000 $3,000 $4,000 2022 2023 2024 2025 2026 Owning all in $4,004 Renting $2,401 Mortgage only $2,999
$2,000 $3,000 $4,000 2022 2024 2026
  • Owning all in$4,004
  • Renting$2,401
  • Mortgage only$2,999

Property tax · $393/mo 0.83% of value a year — the ACS 2020-2024 median bill over the median home value for Contra Costa County, CA

Insurance & upkeep · $612/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.

Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.

Zillow also publishes an index for the city itself: San Pablo, CA — measured over the city limits, which is a different area from this zip.

Asking rent $2,401 as of Sep 2026
-0.0%year on year
Typical home value $571,391 as of Sep 2026
-0.5%year on year

Asking rent — 94806

Against the San Francisco-Oakland-Berkeley, CA metro and the national benchmark.

$1,500 $2,000 $2,500 $3,000 $3,500 2022 2023 2024 2025 2026 94806 $2,401 San Francisco $3,445 United States $1,932
$1,500 $2,000 $2,500 $3,000 $3,500 2022 2024 2026
  • 94806$2,401
  • San Francisco$3,445
  • United States$1,932

Typical home value — 94806

Mid-tier homes, smoothed and seasonally adjusted.

$250,000 $500,000 $750,000 $1,000,000 $1,250,000 2018 2020 2022 2024 2026 94806 $571,391 San Francisco $1,120,379 United States $366,157
$250,000 $500,000 $750,000 $1,000,000 $1,250,000 2018 2022 2026
  • 94806$571,391
  • San Francisco$1,120,379
  • United States$366,157

Within 20 miles

Showing 30 of 99 zips in range — sorting picks from all 99.

10 mi 20 mi 50 mi
Miles Zip City Population Rent Home value
2.6 94805 Richmond 14,670 $2,772 $693,927
3.0 94801 Richmond 33,591 $2,263 $506,862
3.3 94803 El Sobrante 27,659 $2,988 $726,110
3.7 94564 Pinole 18,761 $2,800 $716,196
4.0 94804 Richmond 44,891 $2,659 $566,473
4.4 94530 El Cerrito 26,401 $2,597 $1,119,704
4.5 94547 Hercules 26,302 $3,209 $735,574
6.3 94707 Berkeley 12,811 $3,443 $1,774,965
6.5 94572 Rodeo 8,976 $2,242 $646,763
6.5 94706 Albany 19,969 $2,685 $1,241,732
6.6 94708 Berkeley 11,947 $3,146 $1,627,180
7.6 94525 Crockett 3,372 $2,165 $659,084
7.9 94709 Berkeley 12,146 $2,729 $1,323,943
7.9 94710 Berkeley 8,380 $3,217 $984,984
8.2 94702 Berkeley 17,635 $2,828 $1,161,105
8.5 94703 Berkeley 20,934 $2,544 $1,257,344
8.7 94704 Berkeley 23,788 $2,946 $1,138,840
9.1 94901 San Rafael 41,307 $2,822 $1,394,155
9.1 94569 Port Costa 296 — $656,450
9.4 94590 Vallejo 37,128 $2,055 $460,385
9.4 94920 Belvedere Tiburon 12,609 $7,071 $3,404,730
9.4 94705 Berkeley 13,991 $2,826 $1,974,361
9.9 94592 Vallejo 1,049 — $707,916
9.9 94553 Martinez 48,643 $2,509 $749,473
10.2 94608 Emeryville 34,395 $2,945 $604,472
10.2 94563 Orinda 19,378 $5,239 $1,944,002
10.3 94925 Corte Madera 10,077 $5,032 $1,871,927
10.7 94609 Oakland 23,928 $2,780 $968,042
10.7 94618 Oakland 16,958 $2,987 $1,653,325
11.1 94130 San Francisco 2,429 $3,890 —

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.