Zip lookup · CA

95005
Ben Lomond, California.

Ben Lomond, Santa Cruz County, CA · Santa Cruz-Watsonville, CA metro · population 7,277

What it costs per month · 95005 $4,780/mo

to buy the typical home at today's mortgage rate — +$2,263 (+90%) since Jan 2020.

What the home itself did
1 year
Up $38,914 +4%
$871,792$910,706 since Sep 2025
5 years
Up $63,757 +8%
$846,949$910,706 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$1,000 $2,000 $3,000 $4,000 $5,000 2002 2006 2010 2014 2018 2022 2026 95005 $4,780 United States $1,922
$1,000 $2,000 $3,000 $4,000 $5,000 2002 2010 2018 2026
  • 95005$4,780
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 48 years.

Typical home values in zip 95005 rose 4.5% over the past year — faster than the nation's +1.2%.

Zillow also publishes an index for the city itself: Ben Lomond, CA — measured over the city limits, which is a different area from this zip.

Typical home value $910,706 as of Sep 2026
+4.5%year on year

Typical home value — 95005

Mid-tier homes, smoothed and seasonally adjusted.

$250,000 $500,000 $750,000 $1,000,000 2018 2020 2022 2024 2026 95005 $910,706 Santa Cruz $1,136,154 United States $366,157
$250,000 $500,000 $750,000 $1,000,000 2018 2022 2026
  • 95005$910,706
  • Santa Cruz$1,136,154
  • United States$366,157

Within 20 miles

Showing 30 of 44 zips in range — sorting picks from all 44.

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
1.6 95007 Brookdale 396 — $763,376
2.1 95018 Felton 6,594 $2,850 $832,490
3.7 95041 Mount Hermon 623 — $795,216
4.6 95066 Scotts Valley 15,135 $3,686 $1,241,996
5.9 95060 Santa Cruz 46,268 $3,312 $1,372,773
6.1 95006 Boulder Creek 7,561 $3,212 $721,574
7.4 95033 Los Gatos 9,600 $4,250 $1,403,281
7.4 95065 Santa Cruz 7,997 $3,716 $1,332,909
7.6 95064 Santa Cruz 10,168 — $680,890
7.7 95017 Davenport 616 — $971,013
9.6 95073 Soquel 11,639 $2,850 $1,350,910
10.3 95062 Santa Cruz 35,607 $3,499 $1,311,215
10.3 95030 Los Gatos 13,151 $3,848 $3,515,016
11.1 95070 Saratoga 31,417 $6,140 $3,962,763
11.2 95010 Capitola 8,707 $3,477 $1,226,976
11.9 95032 Los Gatos 27,313 $4,132 $2,530,345
13.2 95003 Aptos 24,951 $4,226 $1,319,452
14.3 95124 San Jose 52,096 $4,386 $1,860,049
14.4 95130 San Jose 13,511 $4,201 $2,021,759
14.5 95014 Cupertino 60,932 $4,258 $2,957,803
14.6 95008 Campbell 48,333 $3,450 $1,804,808
14.7 94020 La Honda 1,694 — $1,022,690
15.1 95120 San Jose 36,967 $5,201 $2,153,116
15.2 95129 San Jose 41,321 $3,121 $2,508,365
15.5 95118 San Jose 32,015 $4,569 $1,572,344
16.1 94060 Pescadero 1,465 — $1,161,586
16.2 95117 San Jose 26,953 $3,012 $1,661,978
17.2 95128 San Jose 33,165 $3,539 $1,400,719
17.4 95125 San Jose 54,419 $3,914 $1,818,389
17.4 95123 San Jose 69,677 $3,503 $1,300,855

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.